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How does the insurance work in a situation like this? If it arrived to the destination and paypal took my money, I wouldnt have grounds to file an insurance claim would I?
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A lot of times, if a buyer notices you didn't buy insurance, they can claim that it was damaged and want a refund -OR- if you didn't buy delivery confirmation they will say that it never showed. This protects you because the PO will investigate the package. And you will get your money back through the PO. And it always helps if you are suspicious of the transaction to be really concerned because if a package shows delivered and they say it hasn't arrived that tampering with mail is a federal crime
As for alternate payment, only take a USPS money order. Checks can bounce after they clear your account - even after the 10 days and money orders can be frauds. With a USPS MO, you are there to mail your package and cash it at the same time. IF they say it's not real, you still have the package