GotApex? Forums - View Single Post - Anyone up for walking a noobie through house buying?

chrissy · 06-23-2008, 01:06 PM

Thanks for more to read MrGreg

Been doing a lot of that over the last year or so. I mean, I know enough to be dangerous, but I don't feel comfortable in my knowledge to go through with this for the next 30 years.

I mean, it's like Donnie said last night to friends, the military has been telling us where to live for just shy of 20 years, it's weird looking at places that we can call our own and call it forever.

And yeah, zippy, I think we can only get a 30 flat VA. right? I wouldn't want anything adjustable. I don't trust them. I can't tell the future and what will happen in the next few years to say, yeah we can afford a larger payment then.

We don't have a large budget, but we don't have a lot of income either. I pull in a bit to help "roll" our bills which are almost gone (we have about $6,000 in CC bills left that can/will be paid off by spring and another $6,000 that will be paid off over the following year).

And that plan has been working for the past few years. We have worked so hard at this deadline - paying things off by donnie's retirement date in Sept 09. We will have my car paid off in 2010 and Donnie's truck should be paid off maybe this spring BUT that depends. A house is now in the picture and I think I will feel more comfortable with that in the bank rather than paying off the truck that will be paid off in that year... BUT, I could always sock that extra $300 away each month too...

ugg...

How do new homeowners sleep at night?

06-23-2008, 01:06 PM	#4
chrissy Vice Admiral Join Date: May 2000 Location: OKC Posts: 4,949	Thanks for more to read MrGreg Been doing a lot of that over the last year or so. I mean, I know enough to be dangerous, but I don't feel comfortable in my knowledge to go through with this for the next 30 years. I mean, it's like Donnie said last night to friends, the military has been telling us where to live for just shy of 20 years, it's weird looking at places that we can call our own and call it forever. And yeah, zippy, I think we can only get a 30 flat VA. right? I wouldn't want anything adjustable. I don't trust them. I can't tell the future and what will happen in the next few years to say, yeah we can afford a larger payment then. We don't have a large budget, but we don't have a lot of income either. I pull in a bit to help "roll" our bills which are almost gone (we have about $6,000 in CC bills left that can/will be paid off by spring and another $6,000 that will be paid off over the following year). And that plan has been working for the past few years. We have worked so hard at this deadline - paying things off by donnie's retirement date in Sept 09. We will have my car paid off in 2010 and Donnie's truck should be paid off maybe this spring BUT that depends. A house is now in the picture and I think I will feel more comfortable with that in the bank rather than paying off the truck that will be paid off in that year... BUT, I could always sock that extra $300 away each month too... ugg... How do new homeowners sleep at night?