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Jeff - Yes, I'm eligible for FAFSA-related loans, but those loans are tapped out.
Stafford and Perkins only take you to about $30,000 a year for grad school loans. Then you need to find private loans to make up for whatever scholarships do not.
VT - student loans are a little different from credit card or home loans. As far as I understand there isn't too much in the way of negotiation involved. They make an offer, and then you can dispute the offer, but it seems there isn't too much in the way of negotiation. We will see, however, because I'm certainly going to be calling them to try to get a better rate.
As for last year, they offered the best rate right off the bat.
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I used to be into sadism, necrophilia and beastiality, but then I realized I was just beating a dead horse
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