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Originally Posted by Prngr44
If you didn't plan on USING the insurance then why did you pay extra to get it in the first place?
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Because he doesn't have insurance of his own.
If he accidentally hit a pedestrian then he would be up the creek w/o the insurance. My guess is he bought the insurance for the worst case scenario not for the $75 out of pocket expense.
That being said, I would use the insurance.