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Originally Posted by guiseppewv
Because he doesn't have insurance of his own.  If he accidentally hit a pedestrian then he would be up the creek w/o the insurance. My guess is he bought the insurance for the worst case scenario not for the $75 out of pocket expense.
That being said, I would use the insurance. |
Precisely. It said it covered up to $100,000 of damages for the other person, which is a bit more than I have in my savings account. Bah, I'm not planning on owning a car anytime soon. I'm just gonna hand it over to the insurance company and call it a day.