|
On the other hand if you are talking about getting things off your credit report that shouldn't be there, you contact each of the 3 credit bureau's, get your free report and then fill out a form you can get from each indicating which items are incorrect and why. They will ask the reporting party for proof that it is accurate and if no proof can be given it will come off usually in 30-60 days.
You can hire a company to do this as well, but it really is not hard and it will take longer as the credit bureaus generally give first priority to individuals over companies.
|