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Cubsfan · 12-09-2003, 10:13 PM

Since I'm currently looking at my 401K and trying to evaluate some mutual funds, I thought I could get some help from the people here, and also maybe it'd be a good tutorial on what to look for in Mutual Funds.

Anyway, here are a few of the more aggressive ones I'm considering, and some of my thoughts (which may, in fact, be absolutely meaningless ):

Vanguard PRIMECAP Fund -- Admiral Class
http://quicktake.morningstar.com/Fun...A&Symbol=VPMAX
Expense Ratio is .38%
No Load
91% Socks, 9% Cash. Relatively heavily invested in Hardware and Healthcare (I think that would be called heavily invested, around 18%-21% each)

American Funds New World Fund -- Class R5
http://quicktake.morningstar.com/Fun...A&Symbol=RNWFX
1.05% Expense Ratio
No Load
Telecommunications and Consumer Goods are the major industries
71% Stocks, 10% Cash, 12% Bonds
International

MFS International New Discovery Fund -- Class I
http://quicktake.morningstar.com/Fun...A&Symbol=MWNIX
1.29% Expense Ratio
No Load
5 stars Morningstar Rating
Most Heavily invested in Financial Services and industrial Materials

Ok, so there's some quick facts I've grabbed. A few questions:
Expense ratio -- How high is too high?
No Load -- That's what I should be looking for, right?
Should I be concerned with the actual fund manager's track record or not?

I'm guessing too that I should make sure that the funds I'm in are relatively diversivied so I don't get screwed if something happens to a sector or two.

Any other things I should be looking at, or have misinterprited? Any comments on these particular funds? Anyone else have any questions about mutual funds? (Feel free to ask here) Did this post make any sense whatsoever?

12-09-2003, 10:13 PM	#1
Cubsfan Rear Admiral Lower Half Join Date: Jul 2001 Location: Colorado Posts: 2,743	Mutual Fund Evalutaion Since I'm currently looking at my 401K and trying to evaluate some mutual funds, I thought I could get some help from the people here, and also maybe it'd be a good tutorial on what to look for in Mutual Funds. Anyway, here are a few of the more aggressive ones I'm considering, and some of my thoughts (which may, in fact, be absolutely meaningless ): Vanguard PRIMECAP Fund -- Admiral Class http://quicktake.morningstar.com/Fun...A&Symbol=VPMAX Expense Ratio is .38% No Load 91% Socks, 9% Cash. Relatively heavily invested in Hardware and Healthcare (I think that would be called heavily invested, around 18%-21% each) American Funds New World Fund -- Class R5 http://quicktake.morningstar.com/Fun...A&Symbol=RNWFX 1.05% Expense Ratio No Load Telecommunications and Consumer Goods are the major industries 71% Stocks, 10% Cash, 12% Bonds International MFS International New Discovery Fund -- Class I http://quicktake.morningstar.com/Fun...A&Symbol=MWNIX 1.29% Expense Ratio No Load 5 stars Morningstar Rating Most Heavily invested in Financial Services and industrial Materials Ok, so there's some quick facts I've grabbed. A few questions: Expense ratio -- How high is too high? No Load -- That's what I should be looking for, right? Should I be concerned with the actual fund manager's track record or not? I'm guessing too that I should make sure that the funds I'm in are relatively diversivied so I don't get screwed if something happens to a sector or two. Any other things I should be looking at, or have misinterprited? Any comments on these particular funds? Anyone else have any questions about mutual funds? (Feel free to ask here) Did this post make any sense whatsoever?