View Single Post
Old 12-10-2003, 05:31 AM   #4
VTGreg
Rear Admiral Lower Half
 
VTGreg's Avatar
 
Join Date: Jun 2002
Location: Charlotte, NC
Posts: 2,533
Re: Re: Re: Mutual Fund Evalutaion

Quote:
Originally posted by Cubsfan

I'm 24, so I'd maybe term it aggressive growth? I'm not scared of a few dips, and I accept the risks that come with these things.

If that is the case then you should look for mutual funds that hold mainly stocks. I am also 24 and looking at funds that are at least 85% stocks and more in the range of 90% or 100% stocks. At this point we can afford to be agressive, but it all depends on how much risk you can stomach.

As far as the fees associated with the funds a good expense ratio to shoot for is <1.00% and you are wise to be looking at no load funds. Those two items can really eat into your profits if you are not careful.

I agree with lilbigblue about the fund managers. You should look for funds that are run by people with a good track record. If a fund has performed well over the last 5-10 years under the same manager then it is likely that the person is doing something right.
__________________
It only ends once... Anything that happens before that is just progress.

Courage is not the absence of fear but rather the judgment that something else is more important than fear.
VTGreg is offline   Reply With Quote