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I'm not entirely sure you're reading that right. If you make, say, $67,000, your tax would be
3910 + (67000 - 28400) * .25
If you made, say $80,000, your tax would be
14,010 + (80,000 - 68,800) * .28
If I read this correctly. I'm not sure where you're saving $10,000. (As usual, I could be wrong.
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