Thread: Reducing taxes
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Old 03-30-2004, 03:30 PM   #9
guiseppewv
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Join Date: Nov 2001
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Quote:
Originally posted by attgig
so, in essence... you'd be saving 3% of your income.
at
68800 * .28 = 19,264.
if you made:
67799 * .25 = 16,949.75

for a savings of 2,314.25


innerestin.

That isn't correct either.

Here is how it would work:
If you made 67,000 you would owe:
$3,910 + .25 * (67000 - 28400) = $13,560

If you made 70,000 you would owe:
14,010 + .28 * (70000 - 68800) = $14,346

If you move up into a higher tax bracket you don't tax ALL of you income at that tax rate only the amount of money that fits into that bracket. For example if you made $350,000 this is what would happen:
7,000 * 0.10 + (28,400 - 7,000) * 0.15 + (68,800 - 28,400) * 0.25 + (143,500 - 68,800) * 0.28 + (311,950 - 143,500) * 0.33 + (350,000 - 311,950) * 0.35 = TOTAL TAX DUE of $103,832 (This is correct)

If you did it the way you guys are talking about it would be:
350,000 * 0.35 = $122,500 (This is incorrect)

Hope this helps clear up any confusion.
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