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hoey222 · 03-23-2005, 11:59 AM

ok - having just gone through a similar situation......

is there any chance of just refinancing your house??? - lower interest rate, for a new 30 year term and cash out some of that equity.....we did that - it helped a lot.

we found a daycare that lets us do a couple days a week, as needed - mostly for me to do my consulting. baby's not in daycare full time and you can still make up that income you need.

i put family first - you may be poor now - but you can catch up later. if you can pay the bills and live comfortably, do it - they're only little once.

03-23-2005, 11:59 AM	#13
hoey222 Rear Admiral Lower Half Join Date: Dec 2000 Location: a little more to the left Posts: 2,426	ok - having just gone through a similar situation...... is there any chance of just refinancing your house??? - lower interest rate, for a new 30 year term and cash out some of that equity.....we did that - it helped a lot. we found a daycare that lets us do a couple days a week, as needed - mostly for me to do my consulting. baby's not in daycare full time and you can still make up that income you need. i put family first - you may be poor now - but you can catch up later. if you can pay the bills and live comfortably, do it - they're only little once. __________________ i have become comfortably numb......