View Full Version : cell phone insurance
08-12-2010, 10:05 AM
do you have it on your contract ?
and if you do have you used it ?
I have the insurance but the thing that gets me is. most phones the carrier will just swap you with a refurb unit. they dont exchange your bad phone with a new unit .and most are not aware that is what you get as a replacement.
08-12-2010, 02:56 PM
Waste of money since there's a deductible on top of your monthly fee. For an expensive smartphone, the deductible is pretty high.
I would just buy an used phone on craigslist/ebay if I lost my phone.
08-16-2010, 11:37 AM
I don't buy it either. I always have a box full of older phones I never got around to selling on eBay for one reason or another.
If my current phone bit it, I'd just use one of those.
08-16-2010, 07:28 PM
I generally have it, but that's only because as stated in the other phone thread, Im reimbursed by my job.
Almost 4 years ago I told Sprint I didnt want it with my new phone, but they "accidentally" left it on, and when I had started this job they said they would pay for the entire bill so I left it there.
So far I've used it twice. When I ditch this job, I'll drop the insurance ($7 + tax & fees) and to a lower minute plan ($20 + taxes & fees) which should drop my bill down to about $65ish a month...not bad for 500min free calls to any cell unlimited internet and text.
08-17-2010, 03:00 AM
i don't and probably never will.
i don't insure small stuff.
08-18-2010, 04:03 PM
I don't use it. And, as said, it is a ridiculous deductible for the nice smart phones.
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