FREE $25 savings account bonus + $10 referrals at INGdirect extended to 7/31!

[SIGNUPMONEYTODAY]

Expires 9/30!

FREE $25 bonus put in your FDIC insured savings account + $10 for referrals. Refer immediate family members, NOT limited to "one per household". 1st I received $25 for my new account. Then referred my wife for the $10 referral bonus + she received the $25 new account bonus. Then my son. Another $10 for me + $25 in his new account. Then my daughter. Another $10 for me + $25 in her new account.
That's a total of $130 which took me less than 20 minutes to fill out the applications! A real "no-brainer"!

INGdirect posts the $25 new account bonus at the end of the month, UNLIKE most bank offers which make you wait "months". The $10 referral bonuses are posted to your account at once!

(US residents only) 4.4% FDIC insured account. (don't think this rate can be matched) NO minimum balance requirements. NO minimum deposit requirements. NO fees. NO commitments. NO asterisks. NO strings. ING has over 100,000 employees in 65 countries. A US presence for over 100 years. NYSE listed company. ING is the 14th largest company in the World (Forbes)!

Transactions may be made online, by regular mail, or by toll free telephone calls.

Referral "coupons" are restricted and limited!

Receive a FREE $25 bonus by opening an Orange Savings Account with ING DIRECT + $10 for referrals! ING DIRECT is the operating name of ING Bank, fsb, an FDIC-insured bank. We are part of ING Group, one of the largest financial institutions in the world. Here at ING DIRECT, we have one goal in mind: We want to save you money. Our Orange Savings Account offers an extraordinary 4.4% Annual Percentage Yield with no minimum balance requirement and no annual fees! ING DIRECT can offer such a high rate without ever charging fees or requiring minimum balances because we've eliminated many expenses that other banks have, like managing and maintaining branches. We do business by Internet or telephone. That saves us money, and we pass the savings on to you. You will always enjoy a high yield with the Orange Savings Account. And now, if you open your account online, we'll credit your new account with a $25 Thank You bonus. To make deposits or withdrawals, money is electronically transferred between your Orange Savings Account and the current personal checking account you use to make your initial deposit. We handle it all - you don't need to make special arrangements, and you don't have to change banks! You can make transactions 24 hours a day, 7 days a week on our website or by using our Interactive Phone Service. If you'd prefer, you can speak with an ING DIRECT associate, 7 days a week from 7 AM to 1 AM. Go to http://www.ingdirect.com or call 1-800-ING-DIRECT to learn more about ING DIRECT and our great rates.

THE $25 FREE BONUS TO OPEN A "NO MINIMUM" NEW ACCOUNT IS "NOT" ON THE ING DIRECT WEB SITE. YOU MUST RECEIVE A SPECIAL INVITATION FROM AN EXISTING CUSTOMER. THESE ARE "ONE TIME USE" (COUPONS) INVITATIONS, AND YOUR "FULL NAME AND EMAIL ADDRESS USED" TO OPEN THE ACCOUNT MUST MATCH THE COUPON CODE WE WILL HAVE THE BANK SEND YOU. THIS WAY, ING DIRECT CAN RESTRICT THE NUMBER OF COUPONS AVAILABLE FOR THIS PROMOTION. WE HAVE A "VERY LIMITED" NUMBER OF THESE INVITATIONS AVAILABLE ON A "FIRST COME, FIRST SERVED" BASIS. U.S RESIDENTS ONLY. NOT LIMITED TO ONE PER HOUSEHOLD. EXPIRES 9/30/01. YOUR NAME AND EMAIL INFORMATION WILL "ONLY" BE USED TO SEND YOU THIS COUPON. ONCE FORWARDED TO ING DIRECT, THIS INFORMATION WILL BE PERMANENTLY DELETED FROM OUR FILES AND CAN NOT BE RE-SENT. PLEASE SEND YOUR REQUEST ALONG WITH THE NAME AND E-MAIL ADDRESS YOU WILL BE USING TO OPEN YOUR NEW ACCOUNT TO; [email protected] THANK YOU.

Don't want to open your new account online? No problem! I have a handful of free $25 "Gift Checks" availiable. You fill in your name on the $25 gift check, mail it in, and INGdirect deposits the $25 into your new account. Good until 7/31/01.

If interested, I will send you a gift check when I receive your Self-Addressed Stamped Envelope. If you wish to "reserve" one, please send your request to; [email protected]

Safe Places to Put Your Money “On average, money market accounts are paying four percent, but if you do your homework and search around, the best one in the country is from ING DIRECT. At these levels in the market, that’s a really good return…this particular account doesn’t have a minimum…and it’s FDIC-insured up to $100,000 for single people, $200,000 for couples. It’s very, very safe.”

-- Jean Chatzky, The Today Show, March 16, 2001


[Edited by SIGNUPMONEYTODAY on 07-31-2001 at 09:44 AM]

[SIGNUPMONEYTODAY]

Thanks everyone!!!

[SIGNUPMONEYTODAY]

*Americans lose $30-$50 billion a year by keeping some $1 trillion in low-interest paying savings accounts.

*Consumer Federation of America.

[SIGNUPMONEYTODAY]

Quicken.com has a great list of other high interest bank savings accounts, but most require MUCH higher minimums than INGdirect requires!
http://www.quicken.com/banking_and_credit/bankrates/?pindex=1&sindex=0&cindex=0&posted=1&psindex=5&SUBRATES=Savings&RATES=MMA.var&STATE=0&CITY=0






[Edited by SIGNUPMONEYTODAY on 07-13-2001 at 06:02 AM]

[SIGNUPMONEYTODAY]

*Traditional savings accounts and money-market deposits pay on average 2% annually.

*Consumer Federation of America

[SIGNUPMONEYTODAY]

Wow! Thanks again everyone.

[SIGNUPMONEYTODAY]

Just received my "May" statements. This 5% interest really adds up fast.

[SIGNUPMONEYTODAY]

.

[SIGNUPMONEYTODAY]

Getting tons of referrals. Thanks again everyone!

[SIGNUPMONEYTODAY]

Thank you! Thank you!

[SIGNUPMONEYTODAY]

Effective 6/28/01 the interest rate went to 4.75%.

[SIGNUPMONEYTODAY]

Serveral weeks left!

[SIGNUPMONEYTODAY]

Thursday June 21, 11:14 am Eastern Time
Press Release
ING DIRECT's Orange Savings Account's Return Beating Inflation Rate
WILMINGTON, Del.--(BUSINESS WIRE)--June 21, 2001--``Most traditional savings rates are terrible. Banks make money off them while consumers are losing money compared to the current rate of inflation,'' states Arkadi Kuhlmann, President and CEO of ING DIRECT. ``With the average passbook savings account only paying around 1.5%, and the inflation rate around 3.1% for the past 12 months, do consumers realize their buying power is being halved?''

``With $10,000 in an ING DIRECT Orange Savings Account(TM) over the last year, at the current interest rate a consumer would have made $184, instead of losing $301. That's a swing of $485 of real money in consumers' pocket, enough to pay some bills or put towards a long-term goal.''

Kuhlmann cites the recent drop in the Treasury bill yield, 3.50% -- its lowest level since March 1994.

``Some experts predict that inflation will run at 3.7% this year and 3.8% next year,'' he says. ``If that proves to be correct, for the first time in seven years, owners of some money market mutual funds or bank CDs will lose money. For example, there are two trillion dollars saved in money market mutual funds, with the average yield around 3.76%. If the yield stabilizes at 3.6% as the result of the Fed's rate cuts, then savers will be getting a return that's less than the rate of inflation.''

``And,'' he notes, ``the recent increases in gasoline prices haven't shown up in the government's numbers yet, meaning that inflation could go up even higher.''

``Many consumers invested in stock market mutual funds to take advantage of the lower inflation rate. The problem with that is that the S & P 500 index has dropped 13.3% in the last year. And the NASDAQ is even worse, having lost 47% in the last twelve months! The return on stocks right now is just awful.''

``Some of this is psychological. When consumers are worried about the economy, they tend to tighten their belts and spend less. As a result, the economy slows, jobs are lost, and people end up with having even less s to save. It becomes a downward spiral.''

``The way to insure against future uncertainty is by putting money in an FDIC-insured high-interest savings account. Since last September, more than 150,000 Americans have found a safer alternative -- and one that beats inflation - by signing up with ING DIRECT. Direct banking, whether it's by phone, mail, the Internet or through our cafes, is a simple, easy and convenient way to bank. Busy people have better things to do with their time than banking. Customers tell us that they want a bank that puts them first.''

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE: ING - news), one of the largest financial services institutions in the world. ING DIRECT has more than 150,000 customers and more than $1.7 billion in assets as of April 30, 2001. For product information or to open an account, visit ingdirect.com or call 800/ING-DIRECT.

[SIGNUPMONEYTODAY]

Looks like this will be extended yet again to 9/30/01.

[illumina]

.

[Edited by illumina on 07-13-2001 at 12:11 PM]

[illumina]

...see your post for another 7 months?????

Your family must be big if your trying to still get referrals! It only took me two months to make out great. I wasn't going to try and hog 'em all. Plus, I think people are well-aware of this deal by now.

[SIGNUPMONEYTODAY]

Effective 7/24/01 the interest rate went to 4.40%.

Thursday July 26, 11:33 am Eastern Time
Press Release
ING DIRECT Takes Over Second Floor of Centre Square Building
ST. CLOUD, Minn.--(BUSINESS WIRE)--July 26, 2001--ING DIRECT will be moving to the second floor of the Centre Square Building, 600 West St. Germain Street, the bank announced today.

The bank will operate a computer operations center, call center, credit processing center and administrative offices out of approximately 46,000 square feet.

``The Centre Square Building is the perfect site for ING DIRECT's new local headquarters,'' said Brian Myres, Executive Vice President. ``It's been virtually empty for almost a year, and with our expansion plans, we need more office space. We're looking forward to building a significant business in St. Cloud and helping revitalize the downtown area.''

Myres noted that the bank expects to complete the move by the end of October and hire additional employees through the remainder of this year and into next year.

``ING DIRECT's rapid customer growth this year, with more than 200,000 customers in less than a year after our launch, means consumers are discovering a better way to save money through our high interest-paying savings products and low rate loans,'' observed Arkadi Kuhlmann, President and CEO of ING DIRECT U.S.A.

``After all, who couldn't use a high-interest savings account with no fees, minimums or service charges? And we're easy to reach via an 800 phone number, the Internet or by U.S. mail.''

``ING DIRECT is an exciting place to be,'' Myres noted. ``At the end of the day, it feels good to know you're doing something good for consumers, by helping people save more money than they normally would at traditional banks.''

Headquartered in Wilmington, Del., ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE: ING - news), one of the largest financial services institutions in the world.

ING DIRECT has more than 200,000 customers and more than $2.3 billion in assets as of June 31, 2001. For product information or to open an account, visit ingdirect.com or call 1-800-ING-DIRECT.


[Edited by SIGNUPMONEYTODAY on 07-27-2001 at 03:40 PM]

[SIGNUPMONEYTODAY]

Monday July 30, 10:04 am Eastern Time
Press Release
ING DIRECT Wins Bankrate.com Award -- Again
WILMINGTON, Del.--(BUSINESS WIRE)--July 30, 2001--For the second time this year, ING DIRECT has won Bankrate.com's® Top Tier award for consistently offering annual percentage yields (APYs) that were among the highest reported in 100 Highest Yields® for second quarter 2001.

``Winning the award earlier in the year was great recognition for us,'' says Arkadi Kuhlmann, President and CEO of ING DIRECT U.S.A. ``Winning it two consecutive quarters shows how ING DIRECT is successful in consistently delivering better value in banking products and validates our simple approach -- great deals on saving with simplicity and ease-of-use for consumers.

``In just nine months, nearly 200,000 consumers have also recognized ING DIRECT as a better way to save money with better value on banking products including savings accounts, loans and mortgages. We offer what traditional banks can't and pure Internet banks won't, great deals on our Orange savings products with high rates and no minimums or fees, enabling consumers to increase their saving rate.''

``In total over the last nine months, ING DIRECT has helped consumers save many millions of dollars more than they would have earned at traditional banks.''

``Sorting out good information from bad over the Internet can be daunting, and consumers shouldn't have to trade safety and security for a better deal. Bankrate.com is a source that consumers trust to find great deals on financial products, and that makes the recognition the award conveys much more prestigious.''

The Bankrate.com Top Tier award assists individual consumers in identifying those institutions that consistently offer high-yields on their FDIC-insured deposit products from other high-yielding deposit products.

Being able to determine which institutions consistently offer high-yields is critical to consumers so that they can easily determine whether they are likely to need to move funds due to dropping yields on either money market accounts and/or certificates of deposit at time of renewal.

``With most banks, you have to do all your business there to get a better deal,'' Kuhlmann observes. ``Once you're locked in, the temptation is for traditional banks to nickel-and-dime you to death with small print, fees and introductory rates that end up costing you more.

``We offer great deals on all our products every day with no strings attached. There's no small print, no asterisks, no catch. We don't want you to change banks, we just want you to look at us when you're shopping for a solution to meet your savings or borrowing needs.''

``Your current bank probably does a pretty good job of looking after your checking account, and since we can't save you a lot of money there, we say keep your account where it is, but shop wisely when you're looking for a better way to save or borrow since a better deal makes a really big difference in your financial well-being in the long run.''

Kuhlmann notes that ``some startup Internet banks are solid, but others are already being consolidated into traditional banks, so that consumers are again given a traditional banks' fees, service charges, minimums and unattractive interest rates.

``We tell people that ING DIRECT is part of ING Group, one of the world's 10 largest financial services companies, and a world leader with retirement products, insurance, investment management and banking and we tell them that ING DIRECT is here to stay.''

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE: ING - news), one of the largest financial services institutions in the world.

ING DIRECT has nearly 200,000 customers and more than $2.3 billion in assets as of June 30, 2001. For product information or to open an account, visit ingdirect.com or call 1-800-ING-DIRECT.