Insurance Costs

[DrunkenTigah85]

I had a questiona bout insurance costs. I am 16 male... live in California (southern) how much are the insurance costs? I have above 4.0... i heard its like 1000 a year? more than that? I have a 4runner? Estimation?

[Nanotech9]

your 16 and you have a 4runner?

please tell me you actually WORKED to buy it yourself?

if not, (i.e. if daddy bought it for yah) i'm gonna :puke:

if daddy DID buy it for you, then you already have a big headstart on life, and you had better take advantage of all the opportunities you will have that most of us dont.

I think i'll go turn green now (with envy).

[attgig]

well, i'm 22 living in the middle of baltimore (i know far from southern cali), but for me it's freakin 1300 a 6 mths >(

[brain]

I'm a 22 year old male living in So. Cal with a 2001 Mercedes C320 with complete full coverage and 100k/300k limits and it is $1500 per year.

[JPR]

I am so glad I reach the magical number of 25 in February.

[babymike]

i'm 21 going to school in sd and i'm paying $2100 for full coverage on my '02 WRX. You should expect to pay at least 1k for full coverage.

[caddelma]

Want cheap insurance??? Get married. $1200 for two cars per year; full coverage, I'm 24, she's 21! I paid more than this before I got hitched. The downside is you save money on insurance, but you (read she) spend much more than the difference! :bawl:

[Jihforce]

Originally posted by DrunkenTigah85
I had a questiona bout insurance costs. I am 16 male... live in California (southern) how much are the insurance costs? I have above 4.0... i heard its like 1000 a year? more than that? I have a 4runner? Estimation?

Where exactly in Southern California. The rates vary depending of which county you live in. Example, LA county costs about 25%-30% than San Diego. I'm not familiar with Orange County though. If you are 16, however, expect to pay around 2k a year. Nowadays, insurance companies do not cover you yearly. They do it only for 6 month terms and then you renew. (because this way, if you have any accidents or tickets, they can increase your premium for the follow 6 months) Sneaky huh? :D Anyway, I pay around 1.6k for mine. But I'm 25 and I drive a 325i. Your best bet is to insure under your parents, it will turn out cheaper.

[Paladin]

Most insurance companies should be wearing SkiMasks.

[DrunkenTigah85]

how much cheaper if i am under parents insurance? that is what i am planning to do.

[attgig]

Originally posted by DrunkenTigah85
how much cheaper if i am under parents insurance? that is what i am planning to do.

Under your parents.....it's usually a bit better...

but things that help your rate when you're young....
getting good grades.
scoring well on that drivers test