Anyone got in on Happy Hour Deal and think is getting charge for cash advance?!?!?

[Galahad]

Hey guys, I was wondering if anyone of you are getting charge fees for "cash advance" for depositing money in the casion-on-net happy hour. I am not sure but the rep said that any online casino will charge your credit card as a cash advance. Since it takes a few days for them to credit your account, we will get charged each day that pasts w/o the credit, especially Citibank Platinum. Please let me know what you guys are doing about it. Thanks

[NiceMann]

Well I know some people have been charged cash advance fees for deposits at a casino. It depends on the bank itself. Some banks if they know its a casino will charge it as a cash advance. I have never been charged a cash advance fee..I did call before I started to bet with my bank.

~NiceMann

[grandmasterk]

NIcEMan,
SO which bank do you have. I would like to know which bank is so nice, like yourself to not charge any Cash Advance fee?

SO far I see people get charged a cash advance fee that is removed if they get credited, but they still get charged for interest. A guy I know put over 1600 in to ezecash and played for a while and was up like 500, but the Ezecash system ****ed up and didn't credit his credit card and he somehow only got a check for like 380. They said did weren't going to credited back his card, but instead were going to send a check for the entire amount. MEANWHILE, my fellow gambling brethen get wacked for the cash advance fee and the interest. NOW how WACK is that. http://www.gotapex.com/ubb/confused.gif

[calng]

Never use *mastercard* for your online casinos. They will charge a cash advance fee. Any mastercard company will do it. It is a mastercard policy. However, some Visa's do charge cash advance, but not most. I know First USA do not.

[importedpimp]

here are three banks that charge me cash advance when dealing with online casinos.
-citibank platnium select-visa
-bank of america-visa
-associate national bank-visa
All of them charged me 40 bucks excepted bofa they charged me 42.50

[lisu24]

Expiration date isn't on your statement. A lot of on-line casinos require you to send them hard copies of your CC information to protect themselves from chargebacks. Some require a photocopy of the front and back of your CC or a copy of your statement.

[CptCroaker]

They already have your credit card information anyways, since you *BOUGHT* credits in the first place!

Citibank charged me $30 in cash advance fee's.. I'll fax mine in tomorrow to get the credit http://www.gotapex.com/ubb/smile.gif

[insanebrain]

I've used my Citibank MasterCard ("Platinum Select") at a LOT of online Casinos and all were treated as regular purchases, except for one ... Atlantic Interbet. The purchases included Casino On Net (3 separate times), ezcash casinos, and various Proc Cyber ("PCS") casinos (Geisha Lounge, etc.)

[tachi]

yeah.. whats up w/ that.. i got chraged 50 bucks for cash advance too..

[w3chen99]

I got charged $40 from BofA. However, what I did was I ended up gambling all $300 in one bet and losing. I then cashed out the $1000 right after. I told the operator later that the $1000 charge and $1000 credit was a result of an unintentional charge and she took off the $40 fee. This might be a good idea for those who maybe lost the bonus.

[tachi]

maybe its cus i'm using the assoiates college student credit card?.. anyone else have that card?

[grandmasterk]

my friend has a mbna card and it was charged 3% of the grand and what not after the casino messed up their tracking and didn't credit his credit card. He was charged more than 30 dollars plus interest.
Warning to all: Ezecash casinos---such as winnersland & starluck suck ass according to my friend.
I hope they improve their policies.

[^Cesaro]

I used an MBNA Mastercard and was charged the 3% cash advance fee ($30), but when I got the $1000 credited back the $30 was also credited back to me by my credit card company. So it all worked out fine anyways.

[leelai]

yeah, i use an MBNA Visa, and i always get my $30 cash advance fee credited back to me.

[wsoung]

Here's the official word from casino on net...

Dear Guest,

Thank you for contacting us.
Unfortunately, some banks and credit card companies have recently categorized
deposits you make to the Casino via Intersafe Global as "cash advances". As a
result of this action your account may incur extra charges.

We realize that this may inconvenience you, and therefore offer to cover these
charges.
Simply fax to +1 268 460 8425 a Cover Page with the subject "Cash Advance
Fees"
along with a legible copy of your credit/debit card statement showing cash
advance charges, and we will credit your casino bankroll with an amount equal
to the total fees.

You may notice that not all of your deposits to the Casino are billed the same
way. This is because we use several different processing centers, according to
varying Internet traffic and availability, and hence cannot usually guarantee
that a particular transaction will be processed via a particular processing
center.

Please note that Casino may request additional relevant information/documents
prior to issuing the above-mentioned credit.

We thank you for your cooperation and understanding. Should you have
additional
questions, please feel free to contact us.
We are here for you 24 hours a day, everyday!

Sincerely,
Kenny
Customer Support

[pennypinch]

I'm still a little wary about faxing a complete copy of my credit card statement. EVERYTHING they could possible want to steal a credit card is on that piece of paper: billing addres, expiry date, even more private account numbers, etc. I guess you could black it out or something, though...I wonder if that would be allowed.

[onalamwar]

My gf and I both did the original deal (deposit 1000 and get 200).

She was charged a $30 fee but when they put the $1000 back on her card the $30 was also credited back. I believe she used an MBNA card.

I wasn't charged any fees at the time (6/13)but a month later I was charged $12.72 for accrued interest. I found out it was for the $1000 for the 5 days. I called them up about it and they credited it back to me (this time only they said http://www.gotapex.com/ubb/smile.gif ).

kar

[smeakim]

I got a citibank platnium and they charge a cash advance. It is 19.9% per day plus a flat rate of $35.00. It is not a credit card policy it is the casino policy. Whne they charge goes through to the credit card company if the merchant says it is a cash advance then it will be a cash advance. If they say it will be a purchase it will be a purchase. In the end for the deal you will make out if you get the bonus play and cash out, but it sucks a little

[FunkmasterT]

I have a BankOne (which is I think owned by FirstUSA)

for $1000, i got charged $30 CAF

I'd **really** like to know how you other FirstUSA customers are not getting charged???

Did u have to call them afterwards or was it automatic?

[lisu24]

I've never gotten a cash advance fee charged on my FirstUSA. Bankone and FirstUSA are not the same company, I believe.

[lisu24]

I never called to get any cash advance fees reversed either for FirstUSA. It was always automatic. I don't worry too much about fraudulent use of my credit card...I check my recent purchases every day, so any fraudulent usage would be stopped on the same day.

[lisu24]

I looked at my citibank platinum mastercard statement yesterday on-line, and the $1k I deposited for casino-on-net was recorded as a purchase.

[[email protected]]

I've been using a Visa NextCard and it seems like they don't charge any cash advance fees. I made a $150 cash-advance on it and then OnNet refunded the money and my account still shows that there have been no charges (has since been 3.5 weeks).

cya l8r

[Nibor]

I feel obligated to share some information regarding "Cash Advances" for on-line casino deposits.

My obligation is in appreciate for everyone's posts, expecially Niceman, for a great money maker.

I too have been charge a $30 + Interest on my Citibank Visa Gold. This was not the case with my United Visa Preferred card.

Never the less, It appears that some banks charge you a fee and some don't. When I called Citibank about the charge, they said the casino put it in a "Cash Advance". Yet, the casinos say the bank is the one indicating the transaction should be a "Cash Advance".

So hear is what I did. I called both CC companies and lowered my "Cash Advance" down to $200.

I played on Monday and put $1000 on each card. They both accepted my deposit and I played that night.

I checked with both CC company today and they both posted the transaction as a "Purchase" instead of a "cash advance".

Hopefully, this is a process that can be used by others. Maybe someone else out there can confirm that this method works with other cards as well.

//Nibor

[FunkmasterT]

smeakim:

do you have the citibank platinum VISA or MASTERCARD?

cuz, lisu24 seems to have the same card but not get charged...

hmmm...

maybe, i'll just have to get a citibank platinum mastercard and screw bankone

-FMT

btw, how did you all make out that day?

i was already a member so i only got the 10%, so $100, played it up to $150, then lost it ALLLLLL! no, not the $1k, just the bonus! http://www.gotapex.com/ubb/smile.gif

damn, there goes $30 for CAF.

oh well, woulda cost me more to drive to vegas, plus it was fun! http://www.gotapex.com/ubb/wink.gif

-FMT

[Galahad]

so, has anyone gotten their withdrawal credited back to their account yet? I think citibank platinum visa charged me as a advance and for some reason knows the charge is from a online-casino even though thye claim they cannot see the charge yet. Strange.

[FunkmasterT]

Okay, just got back from reading some other boards.

Looks like some people are saying that if you set your cc cash advance limit to zero, the casinos will run your deposit as a purchase. (after all, they still want your money and won't have any other choice)

I'll do it tomorrow, it's getting late.

It sorta makes sense and I think it should work.

The only thing is, I wonder if this is going to effect payouts. Anyone get their deposit charged as a purchase and still received your winnings??

Well, we'll see on the next happy hour.

good luck,

FMT http://www.gotapex.com/ubb/smile.gif

[This message has been edited by FunkmasterT (edited 07-20-2000).]

[This message has been edited by FunkmasterT (edited 07-20-2000).]

[Galahad]

Just checked my online statment and see that citibank charged it as a cash advance even though I set my maximum to 50 bucks.

[FunkmasterT]

maybe it absolutely needs to be at zero

....just an idea

if this doesn't work, we need to get a list of cards (bank name, VISA or MC) that people on here know FOR SURE don't charge CAF's.

i hate these banks eatin' up 30% of my bonus! http://www.gotapex.com/ubb/frown.gif


-FMT

[lisu24]

Well, I noticed that MBNA always refunds the CAF's and the interest when the credit is made. I think I have a $1800 cash advance limit, but I think I didn't have $1000 available. I don't know though. I recommend the First USA cards. They have never ever charged me CAF's.