How much house can you afford?

[brainsmile]

http://cgi.money.cnn.com/tools/houseafford/houseafford.html

My results

http://www.theforumisdown.com/uploadfiles/0103/Afford1.gif

[gear02]

Wow...you must be making a lot of money

:D

[topane]

Wow, can I have your job?

[mcs328]

Monthly debt? Well my car will be paid off by the time I look for a car and I have no loans. I charge gas and maybe food to my cc so is that part of my monthly dept? Otherwise I got none.

[faither]

Aggressive on mine worked out to about $1.31 million. If anyone ever hears of me buying a house for that much money, shoot me. Thanks.

[dbax791]

Originally posted by DarkFury

Also... the property taxes usually aren't known ahead of time are they? :shrug:

Yeah, its pretty easy to estimate...most places do it on a $/assesed value basis. Just take your current property taxes and use the same percentage on the new house.

[welfareloser]

*whew* i can just barely afford what i've got, in the aggressive column... counting student loans as income of course, otherwise we could afford a 55,000 dollar house, which around here has two bedrooms, 1200 square feet and no yard (which is better tahn the cardboard box that'll buy you on either coast...)

[Apex]

Originally posted by brainsmile
http://cgi.money.cnn.com/tools/houseafford/houseafford.html

My results

http://www.theforumisdown.com/uploadfiles/0103/Afford1.gif

Wow, brainsmile. Welfareloser pays you quite a bit to dress up in her clothes.

[Nija]

i can afford a house of just over 22,000 dollars. :bawl:

[jujubees]

Originally posted by Nija
i can afford a house of just over 22,000 dollars. :bawl: /me kicks over Nija's cardboard box and runs. :P

[ufcrusher]

Well, hell I get a damn negative number! And a damn big one to boot. This is what I get for having over $60000 in student loans....all from law school.

[Hoser]

Here's a link that has all kinds of calculators like this: http://www.dinkytown.net/

[Nija]

Originally posted by jujubees
/me kicks over Nija's cardboard box and runs. :P

oh.. u bizatcho.... it took me 4 ow-ah to build box, and you break it down.

/me rolls after j00j00

(cos fat men don't run :P )

[whitak24]

i can't afford a house. end of story.

[Grimm]

Originally posted by welfareloser
*whew* i can just barely afford what i've got, in the aggressive column... counting student loans as income of course, otherwise we could afford a 55,000 dollar house, which around here has two bedrooms, 1200 square feet and no yard (which is better tahn the cardboard box that'll buy you on either coast...)
In San Diego you can only get about 1/2 of a lot to live on for 55k, no cardboard box included.

[gear02]

Originally posted by Grimm

In San Diego you can only get about 1/2 of a lot to live on for 55k, no cardboard box included.

In the DC metroplex, a one bedroom apartment is $200,000.

I hate this area.

[brainsmile]

Originally posted by DarkFury
Personally, the "debt" portion of the questionaire triggers the numbers that it spits out.

Also... the property taxes usually aren't known ahead of time are they? :shrug: property tax is usually about 1.1%

[brainsmile]

Originally posted by Apex


Wow, brainsmile. Welfareloser pays you quite a bit to dress up in her clothes. :D gotta pay the bills somehow

[xsiled2]

$30 er sompin..

[Kevster]

Using this little calculator Mrs. Kevster and I apparently could afford a far more expensive house than the one we live in. I personally can't see paying $5500 per month just on my house payment though. If that were the case I wouldn't have any spare cash for the Got|Deals? page. :rolleyes:

[welfareloser]

Originally posted by brainsmile
:D gotta pay the bills somehow

why don't you quit dressing me up like a mailman... and making me dance for you... while you go smoke crack... and have sex with some guy i don't even know... on my dad's bed!

:D

[Joshua]

Cardboard box? Talk about optimistic. I live in NY, 55k will buy you a front door and maybe a door bell too!. You **MIGHT** be able to find a studio in bad shape in a semi-crappy area for that money right now.


Originally posted by welfareloser
*whew* i can just barely afford what i've got, in the aggressive column... counting student loans as income of course, otherwise we could afford a 55,000 dollar house, which around here has two bedrooms, 1200 square feet and no yard (which is better tahn the cardboard box that'll buy you on either coast...)

[mcs328]

Originally posted by gear02


In the DC metroplex, a one bedroom apartment is $200,000.

I hate this area.

no kidding right. You can buy a nicer condo out in MD for that much. The condo I'm renting out is about 130K.

[gear02]

Originally posted by mcs328


no kidding right. You can buy a nicer condo out in MD for that much. The condo I'm renting out is about 130K.

Nope. I was stunned when a coworker told me. I had thought that you could get townhouses in the area for 200k.

[sizemic1]

In San Diego you can only get about 1/2 of a lot to live on for 55k, no cardboard box included.

San Diego is ridiculous..my wife and i just bought our FIRST home for 300k. I never thought i'd be spending that much for my first house.

[brainsmile]

Originally posted by sizemic1


San Diego is ridiculous..my wife and i just bought our FIRST home for 300k. I never thought i'd be spending that much for my first house. not a bad price there... where abouts in escondido are you? How big is the house?

[eSDee]

Brainsmile are you Chancellor Dynes or something? How can you afford a house that big?

[brainsmile]

nah man... I'm not chancellor dynes but I've golfed with him. How? I dunno... I guess I make some money :)

I sold before the internet bubble burst.

[sizemic1]

Originally posted by brainsmile
not a bad price there... where abouts in escondido are you? How big is the house?

"Old Escondido" 1250 sq.ft built in 1946. Smallish house, huge backyard tho :)

[brainsmile]

yeah yards are a dying commodity. My yard is only 60 feet wide and about 60 deep.

[gear02]

Originally posted by brainsmile
yeah yards are a dying commodity. My yard is only 60 feet wide and about 60 deep.

really? wow...so how do you get down there? do you have a huge ladder? or maybe an elevator?

I guess it would be nice to have a backyard so 60 feet deep. You don't have to worry about digging a hole for a pool

:P

[brainsmile]

Originally posted by gear02


really? wow...so how do you get down there? do you have a huge ladder? or maybe an elevator?

I guess it would be nice to have a backyard so 60 feet deep. You don't have to worry about digging a hole for a pool

:P deep as in from the back of the house... :bonk: think 2 dimensional :disa: