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sachin tendulkar
05-04-2003, 07:44 PM
Anyone know the credit limit on the card? or is there no limit?
Exactly when do u get the 5% cash back they claim, if its 3% at supermarkets and gas stations then where do u get 5% back?
And anyone paying their monthly bills through their credit card? if so do the companies make a fuss about it or are they fine with it?

Thx

ACE
05-04-2003, 07:59 PM
I don't see any reference to the Amex Blue card.. It says Cash Rebate card.
But.. after clicking on the link it does reference the Blue card. Hmmm. Gonna have to look into this further.
Ah hah... It's not the original Amex Blue card, but it looks like it. "Say hello to the newest Blue - BLUE CASH from American Express". Apparently a Debit/cash card.

pd123
05-04-2003, 09:55 PM
I think you get more money back if you carry over a balance, but I would rather not carry over a balance to get an extra 2%. Probably good for people who normally carry over a balance.

aznaphrodite
05-04-2003, 10:05 PM
Don't know about this particular deal but I can tell you my experience with the AMEX Blue credit card.

Your credit limit depends on your credit. It's different for every person and you won't find out until after you apply and are approved.

The interest rate (or APR) also depends on your credit. I can tell you that I have many credit cards and AMEX has one of the best rates out of all of them. They also have great deals on transferring balances. I'm currently carrying at balance at 5% fixed APR. This is wonderful since I probably won't be able to pay it all off for several years.

djradam
05-05-2003, 12:04 AM
so do you get cash back for making purchases??

i'd like to get another card since i buy a ton of stuff, so having rewards (preferable cash, then other rewards) would be nice. i don't want to pay an annual fee though, does this blue card do that? i felt i had a hard time navigating that site... i couldn't find much info about the cash back

thanks!

sxm
05-05-2003, 12:50 AM
ok, the amex card listed is NOT the amex BLUE
it is the amex CASH REBATE CARD.
its a green card.
i have both these cards, and i only use the cash rebate card, because the blue sucks in comparison. i only applied for the blue for the BVG, and they stopped it.
with the cash rebate, you get money back. they arent clear as to specifically what purchases give you what percentages back, but it is definately more then discover, or any other credit card I have.

sbp
05-05-2003, 03:44 AM
Points to make: this is a new Blue credit card that came out. It has no annual fee.

bomb27
05-05-2003, 07:44 AM
The key is to carry a high balance for the first 6 months, when all finance charges are waived.

Within that six months, you get the variable rebates (i think 1%-5%) based on what type of purchase.. the best being home improvement, gas, etc...

anyway, then, you need to pay your balance off in full... once paid, you will have benefited from the rebates, with no finance charges.

zoomee
05-05-2003, 10:47 AM
Can you really benefit very much after only 6 mo of use? Seems like alot of work.

mcs328
05-05-2003, 11:04 AM
I've been racking up Blue points using the Amex Blue. I got about 10K points. You can use the points to redeem for GC to like Sports Authority and some other shops. I do the same thing for VISA for buy.com but might switch to the Amazon version.