spacecadet610
07-29-2004, 09:32 PM
email [email protected] with your email address for a referral for this offer
___________
XXXXX XXXXX thought you might like this offer from AT&T Universal Cash Rewards Card. Earn a full 5% cash back† on purchases on purchases until February 1, 2005 and 1% thereafter. Also, get 0% APR* on balance transfers for 9 months when you're approved for the AT&T Universal Cash Rewards Card.
Additional benefits include:
- $0 liability on unauthorized purchases
- Free online account management
- No annual fee
Be sure to apply by August 15, 2004.
IMPORTANT: Please verify XXXXX's Member ID on the following page: XXXXXXXXXXXXXXXXXXXX
†REWARD PROGRAM INFORMATION: Unless you are participating in a limited-time promotional offer, open accounts that are not in default under the Card Agreement will receive a rebate calculated as 1.00% percentage of your net monthly purchases (total purchases and calling card call charges less credits and returns), which will show cumulatively on your billing statement as "Cash Rewards Dollars".
Cash Rewards Dollars will not accumulate on returned purchases, cash advances, convenience checks, transferred balances, fees, or finance charges.
When you reach $100 Cash Rewards Dollars, we will send you a check for the total accumulated Cash Rewards Dollar account balance shown on your billing statement, provided your account is open and you are not in default under the terms of any Card Agreement. You can thereafter accumulate new Cash Rewards Dollars, which we will pay as you reach new $100 Cash Rewards Dollar increments as stated above. Checks cannot be issued for less than $100, unless you've already received Cash Rewards Dollars totaling more than $200. You may accumulate a maximum of $300 Cash Rewards Dollars in any calendar year.
If your account is closed for any reason, you will forfeit all accumulated Cash Rewards Dollars.
You are responsible for any taxes on Cash Rewards Dollar payments.
If you have any inquiries or disputes concerning your Cash Rewards Dollars, you should contact us within 60 days of the billing statement on which the item being questioned or disputed first appears.
Cash Rewards Dollars shall have no cash value and you shall have no property rights or other legal interest in Cash Rewards Dollars.
You may not assign, transfer, or pledge your Cash Rewards Dollars.
We reserve the right to cancel or otherwise change the terms applicable to the Cash Rewards Program at any time with 30 days prior notice.
*As long as first balance transfer is completed within 9 months of date of account opening, the balance transfer APR is 0% for 9 months from the date of the first balance transfer. After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer amounts. As of July 1, 2004, the standard variable APR for purchases is 10.24%. The standard variable APR for cash advances is 19.99%. However, if you default under any Card Agreement, we may immediately increase the APR on all balances (including any promotional balances) to a variable default rate of 28.24%. The minimum finance charge is $.50. The transaction fee for cash advances is 3% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of each balance transfer; minimum of $5 and $50 maximum. However, there is no balance transfer fee for balances transferred in response to this offer. The annual membership fee is $0.
AT&T Calling Card Rate Plan Disclosure: Your AT&T Universal Calling Card comes with an AT&T Calling Card feature. $.35 per minute rate applies on basic domestic state-to-state and intrastate calls. AT&T will add surcharge for calling cards originating from pay phones. Call 1-800-CALL-ATT for the current pay phone surcharge amount. Universal Connectivity charge also applies. AT&T Calling Card Terms and Conditions apply.
Specifics of approval or denial of credit and the basis for that decision are provided only to the applicant. If you are an existing AT&T Universal Cash Rewards cardmember, you are not eligible for this offer on your existing account.
You have received this communication from Citi® Cards because your friend, an AT&T Universal Cash Rewards cardmember, requested that we send this to you. If you do not wish to receive any more promotional email messages from Citibank, please click here.
Citibank (South Dakota), N.A. is the issuer of the AT&T Universal Cash Rewards Card.
Copyright © 2004 Citibank (South Dakota), N.A. All rights reserved. AT&T and the Globe Design are registered trademarks of AT&T Corp., licensed to Citicorp.
MasterCard® is a registered trademark of MasterCard International Incorporated.
AT&T Universal Card
P.O. Box 6500
Sioux Falls, SD 57117
___________
XXXXX XXXXX thought you might like this offer from AT&T Universal Cash Rewards Card. Earn a full 5% cash back† on purchases on purchases until February 1, 2005 and 1% thereafter. Also, get 0% APR* on balance transfers for 9 months when you're approved for the AT&T Universal Cash Rewards Card.
Additional benefits include:
- $0 liability on unauthorized purchases
- Free online account management
- No annual fee
Be sure to apply by August 15, 2004.
IMPORTANT: Please verify XXXXX's Member ID on the following page: XXXXXXXXXXXXXXXXXXXX
†REWARD PROGRAM INFORMATION: Unless you are participating in a limited-time promotional offer, open accounts that are not in default under the Card Agreement will receive a rebate calculated as 1.00% percentage of your net monthly purchases (total purchases and calling card call charges less credits and returns), which will show cumulatively on your billing statement as "Cash Rewards Dollars".
Cash Rewards Dollars will not accumulate on returned purchases, cash advances, convenience checks, transferred balances, fees, or finance charges.
When you reach $100 Cash Rewards Dollars, we will send you a check for the total accumulated Cash Rewards Dollar account balance shown on your billing statement, provided your account is open and you are not in default under the terms of any Card Agreement. You can thereafter accumulate new Cash Rewards Dollars, which we will pay as you reach new $100 Cash Rewards Dollar increments as stated above. Checks cannot be issued for less than $100, unless you've already received Cash Rewards Dollars totaling more than $200. You may accumulate a maximum of $300 Cash Rewards Dollars in any calendar year.
If your account is closed for any reason, you will forfeit all accumulated Cash Rewards Dollars.
You are responsible for any taxes on Cash Rewards Dollar payments.
If you have any inquiries or disputes concerning your Cash Rewards Dollars, you should contact us within 60 days of the billing statement on which the item being questioned or disputed first appears.
Cash Rewards Dollars shall have no cash value and you shall have no property rights or other legal interest in Cash Rewards Dollars.
You may not assign, transfer, or pledge your Cash Rewards Dollars.
We reserve the right to cancel or otherwise change the terms applicable to the Cash Rewards Program at any time with 30 days prior notice.
*As long as first balance transfer is completed within 9 months of date of account opening, the balance transfer APR is 0% for 9 months from the date of the first balance transfer. After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer amounts. As of July 1, 2004, the standard variable APR for purchases is 10.24%. The standard variable APR for cash advances is 19.99%. However, if you default under any Card Agreement, we may immediately increase the APR on all balances (including any promotional balances) to a variable default rate of 28.24%. The minimum finance charge is $.50. The transaction fee for cash advances is 3% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of each balance transfer; minimum of $5 and $50 maximum. However, there is no balance transfer fee for balances transferred in response to this offer. The annual membership fee is $0.
AT&T Calling Card Rate Plan Disclosure: Your AT&T Universal Calling Card comes with an AT&T Calling Card feature. $.35 per minute rate applies on basic domestic state-to-state and intrastate calls. AT&T will add surcharge for calling cards originating from pay phones. Call 1-800-CALL-ATT for the current pay phone surcharge amount. Universal Connectivity charge also applies. AT&T Calling Card Terms and Conditions apply.
Specifics of approval or denial of credit and the basis for that decision are provided only to the applicant. If you are an existing AT&T Universal Cash Rewards cardmember, you are not eligible for this offer on your existing account.
You have received this communication from Citi® Cards because your friend, an AT&T Universal Cash Rewards cardmember, requested that we send this to you. If you do not wish to receive any more promotional email messages from Citibank, please click here.
Citibank (South Dakota), N.A. is the issuer of the AT&T Universal Cash Rewards Card.
Copyright © 2004 Citibank (South Dakota), N.A. All rights reserved. AT&T and the Globe Design are registered trademarks of AT&T Corp., licensed to Citicorp.
MasterCard® is a registered trademark of MasterCard International Incorporated.
AT&T Universal Card
P.O. Box 6500
Sioux Falls, SD 57117