View Full Version : credit card with 0%APR...
Kudos
12-28-2004, 09:53 AM
on balance transfers for at least 9 months.
Anyone know of one out there right now?
ialsohaveadream
12-28-2004, 10:09 AM
I think Citibank does one for 6 months, but I don't know of any for 9....
zippyjuan
12-28-2004, 11:29 AM
If you pay balances in full you have 0.0 APR with any card. Be sure to read the small print on balance transfers. Sometimes they will charge interest from day one if you do not pay off the entire balance transfer in time. Also look at how they credit payments- do they count a payment to newest purchases first (ie you are not actually paying on the transfers unless you pay off everything)?
BrewMaster
12-28-2004, 12:23 PM
Citibank 12 month deal (http://citi.bridgetrack.com/usc/platinum/generic/12mos/default.htm?app=UNSOL&sc=4T3Z5PE4&m=NCBN6E4QC0W&langId=EN&siteId=CB&B=M&BTData=C021B7C766678605B564550B8B9A7AEAB8B908D88F6E1E6F02397282&BT_TX=1)
Bank One for up to 12 months (http://www.bankone.com/answers/BolAnswersDetail.aspx?top=you&segment=PFS&topic=CreditCards&item=44P4)
ialsohaveadream
12-28-2004, 08:53 PM
I just got the Citibank mailer offering me 12 months....Brew beat me to it. :)
attgig
12-28-2004, 08:56 PM
ymmv ... it all depends on your credit history. if it's not that great...they ain't giving it to you.
BrewMaster
12-28-2004, 10:34 PM
attgig is right. they don't hand out 0% interest to anyone.
BTW, i've always wondered, what does "ymmv" stand for? I bet it's Your _____ May Vary, but I just ain't smart enough to figure it out. Care to enlighten me?
zippyjuan
12-28-2004, 10:46 PM
Ministronni? Molson? Moosehead? Michelob? Miller?
Butch
12-29-2004, 09:45 AM
mileage
donxyz
05-13-2005, 08:25 AM
What's that card that is like the Citi Dividend Platinum Select that has the 5% off but where you don't have to wait til you reach $50 in rewards to collect?
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