Don't forget -Free Credit report for Midwest starts tomorrow

[mwatson]

Just a reminder thread that the free government mandated credit report goes live tomorrow (March 1st) for the Midwest tomorrow.

http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

[Markel]

Thanks for the reminder. I wouldn't have been aware that it was my time (unless I got a reminder from somewhere else).

I'm trying to decide whether to hit all 3 agencies at once, or do somethink like 1 every 4 months.

[ronin00]

It's working now, I just went through it.

[BigJon]

Sweet. Got mine and Mommypooh's...not bad at all...I expected much worse.

[Jeffbx]

Nice - that was fast. I viewed all 3 - glad to see no one has stolen my identity. Kinda sucks they make you pay for your credit score, tho. Last time I refinanced I think they said my score was around 900? Does that sound right?

[WhiskeyPapa]

900 was not a FICO score (the industry standard.) I believe the highest FICO is 850. That could have been a score from one of the reporting agencies. I know one or more have their own scoring system.

I just pulled my report. Nothing surprising, since I check it pretty regularly. I did notice there was a long-ago closed account still on there with a date of last activity of 1996. I thought they were supposed to automatically drop off after seven years? It doesn't matter, since it's not negative info, and I don't borrow money anymore.

[naters22]

kb0wwp:
Negative information stays on for only 7 years. All other information stays on indefinitely. But that old account shouldn't have any bearing on your current credit score.

[mwatson]

I just pulled mine up and it looked good. I just have to try Katia's now. My credit score was a 846 and they said I was in the 96th percentile. Not bad at all.

[gravediggah]

I thought Oklahoma was the Midwest....its nice to know I live down South :cheers: