SS/NSS - Apparently Unsinsured for the Past 10 Months

[Butch]

So, I found out from our HR person here that I have apparently been uninsured since I arrived in Germany. However, this whole time I have been paying into the health insurance. The insurance company f*cked up, basically.

Good news: I get all the insurance money I've paid for the past 10 months back . . . and I haven't needed insurance in this time. Best of both worlds.

Bad news: I'm not insured and have to scramble to get insurance from a private insurer . . . the state won't insure me since I have no social security / health history here.

I'm not sure how much money I'll be getting back, but it should be somewhere around 2,000 Euros as a result of this.

[LegendKiller]

I wouldn't say you were very lucky nothing happened, since chances are low, but still, you were fortunate.

Sucks that the f'd up, but private insurance is going to cost a lot no?

[brainsmile]

I'll insure you... if anyone hurts you they get it :woo:

[Butch]

I haven't had to use insurance in 5 years, so I'm a great find for the insurance companies, but you always have insurance on the off-chance something happens.

I'm very glad nothing did, but as I said . . . now I have kind of the best of both worlds . . . made it through AND get my money back! heh.

I wonder if this includes my dental insurance, as well . . . I think that will make it another 1000 Euros or so!

There are some private insurance policies here that are on-par with cost/quality of government policies. So the cost of the private insurance isn't much of a concern . . . it's just trying to wade my through the mess of German insurance forms, etc. that will be a pain in the butt . . .

Oh yeah . . . and BS . . . glad to know you've got my back! ;)

[LegendKiller]

"Who are you going to shoot, ze germanz?"

If you happen to find any beer clauses let me know, I might sign up too. Also, if you have to get a physical, watch out for any nurses named Brunhilda!

[DarkFury]

I haven't had to use insurance in 5 years, so I'm a great find for the insurance companies, but you always have insurance on the off-chance something happens.

So basically are you saying that you NEVER go to see your doctor for annual/semi-annual checkups and whatnot? (or if you do, you pay the full price out-of-pocket? :eek:

5 years is a long time to not see a doctor if you haven't done so...

[cheapie]

"Who are you going to shoot, ze germanz?"


http://images.joblo.com/picsnatch.jpg


fwiw....don't just put in "snatch" and do an image search on gogle. :2far:

[Merlin]

fwiw....don't just put in "snatch" and do an image search on gogle. :2far:
Man I hope you didn't do that at the office. :pissed:

[cheapie]

yup

[LegendKiller]

yup
HAHAHAHAHAHAHAHHAHAHAHA

[InfiniteNothing]

So basically are you saying that you NEVER go to see your doctor for annual/semi-annual checkups and whatnot? (or if you do, you pay the full price out-of-pocket? :eek:

5 years is a long time to not see a doctor if you haven't done so...
I haven't seen a doctor in a long time too. Once I almost went when I was worried about meningitis but got immediately better after a midterm. :P

[DarkFury]

I haven't seen a doctor in a long time too. Once I almost went when I was worried about meningitis but got immediately better after a midterm. :P
Well... I guess as you get older, they recommend that you go to at least get your annuals done.

[cheapie]

http://www.partsbmw.com/largeimages/latex_glove.jpg

[Butch]

http://images.joblo.com/picsnatch.jpg


fwiw....don't just put in "snatch" and do an image search on gogle. :2far:

:hihi:

Now that's just funny!

DF - Yeah, no doctors for me in the past 5 years . . . haven't had to take a sick day in 5 years either (And no, based on Nickel's 'presenteeism' thread, it's not just out of willful toughness to stick it out while sick).

However, you are right . . . it is too long and I should see someone. I've given blood many times and have had basics checked as a result of that . . . and, I tend to be very healthy . . . exercise, eat healthy, no smoking . . . OK, maybe a bit too much drinking, but not too bad ;)

Now that I have to get private insurance, I will have to have a doctor's visit to ensure my insurability.

[redcolours]

So, I found out from our HR person here that I have apparently been uninsured since I arrived in Germany. However, this whole time I have been paying into the health insurance. The insurance company f*cked up, basically.

Good news: I get all the insurance money I've paid for the past 10 months back . . . and I haven't needed insurance in this time. Best of both worlds.

Bad news: I'm not insured and have to scramble to get insurance from a private insurer . . . the state won't insure me since I have no social security / health history here.

I'm not sure how much money I'll be getting back, but it should be somewhere around 2,000 Euros as a result of this.

2,000 euros? what is that? like, $50?
oh sorry, i was thinking yen.... :D

[Butch]

2,000 euros? what is that? like, $50?
oh sorry, i was thinking yen.... :D

heh . . . yeah, must be a bit confused . . . it's about $2,400 ;)