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Itsme
03-21-2006, 06:47 PM
I've read horror stories of what people have had to go through after identity theft....maybe this would be of help.

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Iowa proposes ID theft 'passport'
By Joris Evers
Staff Writer, CNET News.com

Published: March 21, 2006, 3:35 PM PST
Last modified: March 21, 2006, 5:02 PM PST

update Lawmakers in Iowa are proposing a special "passport" meant to protect victims of identity theft against false criminal action and credit charges.

The "Identity Theft Passport" will be a card or certificate that victims of identity fraud can show to police or creditors to help demonstrate their innocence, Tom Sands, a state representative of the Iowa House and supporter of the proposal, said in an e-mail interview Tuesday.

"I am a banker, when I am not in the legislature, and have witnessed the results of stolen identity," Sands said. "I continue to see and hear about Internet frauds that try to get information to steal a person's identity, so it only seems identity theft will become a greater problem."

The passport can be presented to law enforcement officials to help prevent arrest or detention for an offense committed by someone using the victim's identity, according to the text of the bill proposing the measure. Also, victims could show it to creditors to help in any investigation and establish whether there has been any fraud, according to the proposal.

However, it is up to the law enforcement agency and creditor to decide whether to accept the passport after considering the circumstances of the case, Sands said.

Even though Iowa is not one of the states that is hit hardest by identity fraud, issuing identification to victims "makes a lot of sense," said James Van Dyke, an analyst at Javelin Strategy & Research in Pleasanton, Calif., which researches identity fraud.

"The process of issuing official paperwork or cards to allow individuals to identify themselves to law enforcement that they have been victims of identity fraud should help end the perpetrator's spree of crime," Van Dyke said.

The idea for the identity theft passport came from a Republican legislator in Ohio who was a victim of identity fraud, Sands said. "A number of states are now considering the identity theft passport concept as the incidence of this crime continues to escalate across the nation," he said.

Identity theft continues to plague consumers, topping the list of fraud complaints reported to the Federal Trade Commission last year. Consumers filed more than 255,000 identity theft reports to the FTC in 2005, accounting for more than a third of all complaints, the agency said in January.

To receive an Identity Theft Passport, a person would have to file a police report and then send it, along with an application form, to the Iowa Attorney General's office, according to the proposed bill.

The Identity Theft Passport proposal, House File 2506, passed the Iowa House of Representatives on Thursday. It is next to be considered by the state senate.

Ladogaboy
03-21-2006, 09:26 PM
A similar program has already been implemented in Ohio: http://www.ag.state.oh.us/victim/idtheft/index.asp

Jim Petro is a very strong proponent for this program due to the fact that he was also a victim of identity theft. From what I know, several more states besides Iowa are also considering similar systems.

gwilks98
03-22-2006, 06:46 AM
Sounds like a great idea until scammers start faking these passports. Then it'll be counterproductive, as people will be all the more trusting since they have this magical passport.

I can't blame them for trying, but this isn't the best idea.

welfareloser
03-22-2006, 07:34 AM
:stupid: i was just thinking... and how long til people make counterfeit passports and start stealing their own identities with impunity... :P

i think it's a good idea overall, tho. right now, a victim of identity theft is just screwed. this puts the wheels in motion for forcing "the system" to accept the fact that people do get their identities stolen, and still need to work within the system somehow, rather than simply getting "DENIED" stamped across every piece of paper they put their names on...

OC
03-22-2006, 09:05 AM
How about thumbprint scanning?

shocky123
03-22-2006, 09:45 AM
I'm from Iowa, and am ticked off about this crap.
The real concern in Iowa is the negative population increase over the last decade, and the failing economy of the state...

Not some 'get out of jail free because you didnt do anything' card.

If you're innocent, you're f***ing innocent, and the court will prove it quicker if you get arrested, there's this whole speedy trial clause in the constitution that helps out there..

sheesh.
~Kyle

welfareloser
03-22-2006, 01:50 PM
I'm from Iowa, and am ticked off about this crap.
The real concern in Iowa is the negative population increase over the last decade, and the failing economy of the state...

Not some 'get out of jail free because you didnt do anything' card.

If you're innocent, you're f***ing innocent, and the court will prove it quicker if you get arrested, there's this whole speedy trial clause in the constitution that helps out there..

sheesh.
~Kyle

i think you're missing the point of the passport... you can't go to court to prove you're not the person who screwed up your credit. you still need to buy cars, have credit cards, etc, and the agencies that provide such things will simply look at your credit report and then tell you to f*** off. it generally takes 3+ years to get your credit report cleared of all the "mistakes." in the meantime, the passport is simply something you can shove in the face of the uncaring peon who is denying you a mortgage loan, an apartment, etc.

where are you in iowa? i'll be moving to iowa city next summer...

gwilks98
03-22-2006, 06:51 PM
I'm from Iowa, and am ticked off about this crap.
The real concern in Iowa is the negative population increase over the last decade, and the failing economy of the state...

Not some 'get out of jail free because you didnt do anything' card.

If you're innocent, you're f***ing innocent, and the court will prove it quicker if you get arrested, there's this whole speedy trial clause in the constitution that helps out there..

sheesh.
~Kyle


There are certain complications with getting arrested: You can miss a flight, it shows up on your name forever (job applications, security clearings all look at this). It can be a HUGE hassel if it happens at the wrong time. Imagine getting holed up in jail for a couple days while waiting to clear your name. Your boss isn't going to like it. It's not just the "clearing your name" part that's the problem.

Like I said, I don't blame them for trying, but there's no all inclusive pass for security. The only way to fix this is to have stricter measures to get access to your personal data. Stealing a social and a name should never be enough to ruin someone's life.

Ladogaboy
03-23-2006, 11:09 PM
How about thumbprint scanning?

Thumbprint scanning is one aspect of the anti-identity theft programs. The way these systems are being proposed at present, they will include biometric information that is extremely difficulty to forge or counterfeit.

And yes, the main purpose of these programs is to ease the hardships involved with clearing one's name and credit history. They are not designed as a preventative measure at present; they are simply a means to assist victims who could otherwise be spending thousands of dollars and years out of their lives to correct these problems. And these programs are certainly not meant as 'get out of jail free cards.' The victim subjects himself or herself to investigation and presents any evidence that he or she has without the need for going to court. If anything, it will save many of these states a lot of money on trials that never should have happened.