lights

$50 cash back with your first purchase. 3% cash back is nice as it is based on your top 3 categories (not even by specific merchants) but the main thing with this card is the $50 cash back. It's essentially free money for whatever you purchase. Buy something for $50, and you just got it for free. Buy something for $100, it's essentially 50% off whatever you just picked up, and so on. Hurry though because these types of consumer offers never last long and if they pull it, you'll just have to wait till next year (or some sense). Your credit history does need to be clear of bankruptcy, seriously delinquent accounts and you cannot have some previous application with Chase where you were denied credit. Otherwise, apply away! CHASE FREEDOM VISA SIGNATURE CARD WITH $50 CASH BACK OFFER