There's no faster way to kill yourself straight out of college than with bad credit. And the best way to start a new life is with great credit. Apply now for Discover's special student programs that allow you (the student) to use, manage, and control debt with ease and with some nice bonus features specifically for students. Approval is much easier than their other cards (or other credit companies) and will allow you to at least begin building your credit for that mansion that you know you'll be getting once you get that degree. DISCOVER STUDENT CARD

• Update: Popular and helpful with today's high gas prices, they've extended the date for balance transfers with the great 0% APR. You also get until July of this year to transfer those balances from any of your other cards for the great 0% APR. And of course, the 5% cashback on gas purchases helps the wallet. DISCOVER CARD PLATINUM GAS CREDIT CARD

Everyone's saying that they're going to continue raise the rates and that the golden days of low percentages are over. There's no better time to check out what is available to you than now... whether you're looking to refinance, or if you just want to see where you stand with your current finances, home, mortgage, or debt,... they've got some quick and easy ways for you to find out. Simply fill out the quick and easy form and you'll have an answer to what kind of refinance rates, or what kind of loan you qualify for in just a few clicks.

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

These guys are an Experian company so you're getting your report straight from the horse's mouth.... so to speak. Check your credit, verify everything, and make sure everything's in order before you start planning out your year! They've got a whole host of tools for you to use ranging from management of your credit report, online reporting, email notifications, to even ONLINE disputing and MORE! FREE EXPERIAN CREDIT REPORT WITH SCORE PROMO

First, there's the best value guaranteed which gives you a piece of mind on any purchase because they'll reimburse you the difference on that purchase if that price drops within 60 days (2 whole months) PER ITEM. Then there's the fee free for the first year promo that they're running so you don't pay any member dues or fees. We can't forget the balance transfer at a nice 2.9% for 6 months which should ease off some of that burden for you to catch your breath. And the travel benefits.... are all hooked up with some of the TOP hotels and resorts (i.e. Westin® Hotels & Resorts, Sheraton® Hotels & Resorts, Four Points® by Sheraton, St. Regis®, Luxury Collection® and MORE!) in the world. Sign up... you'll be glad you did. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

ING Direct just raised their interest rate to a crazy 2.80%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

There's no faster way to kill yourself straight out of college than with bad credit. And the best way to start a new life is with great credit. Apply now for Discover's special student programs that allow you (the student) to use, manage, and control debt with ease and with some nice bonus features specifically for students. Approval is much easier than their other cards (or other credit companies) and will allow you to at least begin building your credit for that mansion that you know you'll be getting once you get that degree. DISCOVER STUDENT CARD

• Update: Popular and helpful with today's high gas prices, they've extended the date for balance transfers with the great 0% APR. You also get until July of this year to transfer those balances from any of your other cards for the great 0% APR. And of course, the 5% cashback on gas purchases helps the wallet. DISCOVER CARD PLATINUM GAS CREDIT CARD

This Discover Card comes with no annual fee and 5% cash back on gas, along with a full year of 0% APR! They're also giving you till May of this year to transfer any balances to apply to this special promo and the promo starts this month so sign up today! And of course, you gotta like the clear blue color of the card too! This is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a reprieve from all that holiday spending! DISCOVER CARD PLATINUM GAS CREDIT CARD

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full, with built-in Smart Chip with ID Keeper. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

ING Direct just raised their interest rate to a crazy 2.80%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

Everyone's saying that they're going to continue raise the rates and that the golden days of low percentages are over. There's no better time to check out what is available to you than now... whether you're looking to refinance, or if you just want to see where you stand with your current finances, home, mortgage, or debt,... they've got some quick and easy ways for you to find out. Simply fill out the quick and easy form and you'll have an answer to what kind of refinance rates, or what kind of loan you qualify for in just a few clicks.

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

Did you realize that tax day is in 15 days? TaxBrain offers the fastest tax refund loans available anywhere and you can have the funds deposited into your bank account in as little as 2 business days! TaxBrain provides Federal, state, and multi-state tax preparation starting at just $19.95, and the clients can receive professional advice and assistance, as well as tax-related financial services. Check it out! TAXBRAIN ONLINE TAX PREPARATION DEAL

This Discover Card comes with no annual fee and 5% cash back on gas, along with a full year of 0% APR! They're also giving you till May of this year to transfer any balances to apply to this special promo and the promo starts this month so sign up today! And of course, you gotta like the clear blue color of the card too! This is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a reprieve from all that holiday spending! DISCOVER CARD PLATINUM GAS CREDIT CARD

ING Direct just raised their interest rate to a crazy 2.80%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

This Discover Card comes with no annual fee and 5% cash back on gas, along with a full year of 0% APR! They're also giving you till May of this year to transfer any balances to apply to this special promo and the promo starts this month so sign up today! And of course, you gotta like the clear blue color of the card too! This is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a reprieve from all that holiday spending! DISCOVER CARD PLATINUM GAS CREDIT CARD

ING Direct just raised their interest rate to a new high 3.00%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This Discover Card comes with no annual fee and 5% cash back on gas, along with a full year of 0% APR! They're also giving you till May of this year to transfer any balances to apply to this special promo and the promo starts this month so sign up today! And of course, you gotta like the clear blue color of the card too! This is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a reprieve from all that holiday spending! DISCOVER CARD PLATINUM GAS CREDIT CARD

ING Direct just raised their interest rate to a new high 3.00%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

A very nice service that they're offering here for anyone who wants to file electronically. It's completely free if you want to answer the questions, find the proper forms, and fill them in.... and to even have it calculate and complete a return! You pay only if you want them to process it via e*file with an extremely reasonable $34.95 (if you file before April 15). There's NO software to download, you can file at your own pace and you can even pay your taxes via credit card if you wish! They've even included free technical support if you run into a snag.... check it out! AMERICAN EXPRESS E-FILE ONLINE TAX PREPARATION PROMO

Everyone's saying that they're going to continue raise the rates and that the golden days of low percentages are over. There's no better time to check out what is available to you than now... whether you're looking to refinance, or if you just want to see where you stand with your current finances, home, mortgage, or debt,... they've got some quick and easy ways for you to find out. Simply fill out the quick and easy form and you'll have an answer to what kind of refinance rates, or what kind of loan you qualify for in just a few clicks.

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

Okay,... the've extended it once more so that you AGAIN get additional weeks of free 0.00% balance transfers! They've also extended the date for when you can transfer balances too till July of this year! That means, ANY purchase you make on any of your other cards (non-Discover Card) you can transfer and add to this card until July 2005 with the SAME 0.00% APR. They've extended this offer AGAIN because of the success of this card (and b/c we kept bugging them) so if you haven't applied yet, sign up today. All of their other great goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a break!! DISCOVER CARD PLATINUM GAS CREDIT CARD

One of the best ways to do your returns is these guys. They make things super easy and offer up a host of services for those of you who have already received your W-2's, 1099's, or whatever else there is. Services start at just $19.95 which is an incredibly great deal considering the convenience and headache you'll be saving yourself. Trust me... avoid the forms and lines this year and get online. STATE AND FEDERAL TAX PREPARATION DEAL

These guys are an Experian company so you're getting your report straight from the horse's mouth.... so to speak. Check your credit, verify everything, and make sure everything's in order before you start planning out your year! They've got a whole host of tools for you to use ranging from management of your credit report, online reporting, email notifications, to even ONLINE disputing and MORE! FREE EXPERIAN CREDIT REPORT WITH SCORE PROMO

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

ING Direct just raised their interest rate to a new high 3.00%! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This Discover Card comes with no annual fee and 5% cash back on gas, along with a full year of 0% APR! They're also giving you till May of this year to transfer any balances to apply to this special promo and the promo starts this month so sign up today! And of course, you gotta like the clear blue color of the card too! This is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a reprieve from all that holiday spending! DISCOVER CARD PLATINUM GAS CREDIT CARD

TaxBrain offers the fastest tax refund loans available anywhere and you can have the funds deposited into your bank account in as little as 2 business days! TaxBrain provides Federal, state, and multi-state tax preparation starting at just $19.95, and the clients can receive professional advice and assistance, as well as tax-related financial services. Check it out! TAXBRAIN ONLINE TAX PREPARATION DEAL

A very nice service that they're offering here for anyone who wants to file electronically. It's completely free if you want to answer the questions, find the proper forms, and fill them in.... and to even have it calculate and complete a return! You pay only if you want them to process it via e*file with an extremely reasonable $34.95 (if you file before April 15). There's NO software to download, you can file at your own pace and you can even pay your taxes via credit card if you wish! They've even included free technical support if you run into a snag.... check it out! AMERICAN EXPRESS E-FILE ONLINE TAX PREPARATION PROMO

Best value guaranteed is probably one of the best perks that you can get on a credit card because American Express will reimburse you the difference on that purchase if that price drops within 60 days. The first year on this card is free too, with a nice 2.9% balance transfer for 6 months! This great credit card also comes with travel benefits that hooks you up with some of the best hotels and resorts such as Westin Hotels & Resorts or Sheraton Hotels & Resorts and much more. This card sure sounds like it has everything you ever wanted! AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD