Are you moving? Want to know what you can realistically get for your home? Or if you're looking to invest, there's no better tool than these online instant home value reports. These are the same reports that the realtor will be looking at so whatever your situation, meet and talk with the proper information in your hand. A basic report starts at only $4.95 while a full no-holds-barred report is only $29.95. You don't get charged if they can't come up with the report so find out what you need to know today. INSTANT ONLINE HOME VALUATION PROMO

Considering a refinance of your home? Looking to pull a 2nd mortgage? Maybe you're just up to your eyeballs in credit card bills or will be after the crazy shopping season? It costs nothing to fill out the various forms and see who and what gets matched up with you. There is no commitment unless you find one that you like and want to pursue - you're in control over the process the whole time. Check it out:

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

One of the best ways to do your returns is these guys. They make things super easy and offer up a host of services for those of you who have already received your W-2's, 1099's, or whatever else there is. Services start at just $19.95 which is an incredibly great deal considering the convenience and headache you'll be saving yourself. Trust me... avoid the forms and lines this year and get online. STATE AND FEDERAL TAX PREPARATION DEAL

These guys are an Experian company so you're getting your report straight from the horse's mouth.... so to speak. Check your credit, verify everything, and make sure everything's in order before you start planning out your year! They've got a whole host of tools for you to use ranging from management of your credit report, online reporting, email notifications, to even ONLINE disputing and MORE! FREE EXPERIAN CREDIT REPORT WITH SCORE PROMO

There's no faster way to kill yourself straight out of college than with bad credit. And the best way to start a new life is with great credit. Apply now for Discover's special student programs that allow you (the student) to use, manage, and control debt with ease and with some nice bonus features specifically for students. Approval is much easier than their other cards (or other credit companies) and will allow you to at least begin building your credit for that mansion that you know you'll be getting once you get that degree. DISCOVER STUDENT CARD

• Update: Popular and helpful with today's high gas prices, they've extended the date for balance transfers with the great 0% APR. You also get until July of this year to transfer those balances from any of your other cards for the great 0% APR. And of course, the 5% cashback on gas purchases helps the wallet. DISCOVER CARD PLATINUM GAS CREDIT CARD

It's been extended for a limited time....so if you guys are planning on traveling or want a card that gives you some really great online purchase perks, get it soon. This card really shines in that they will match and add 1 additional year to the manufacturer's original warranty. This is fantastic for those of you looking to buy that $10k plasma TV or $8k Canon 1DS MkII. It also automatically protects your purchase against "accidental" damage and/or theft for 3 months... which means if you take your $8k Canon 1DS MkII to Italy and you lose it, get it stolen, or drop it into the wine oak caskets on "accident" - they'll replace it, no questions asked. You get 15,000 miles if you sign up by the end of this month, get the first year's fee waived and double your points for traveling (on top of the 15k you get for this month) if you make purchases at supermarkets, drugstores, gas stations, home improvement and hardware stores, or the U.S. Postal Service. If you've already got an American Express card (any of the consumer ones), they'll even drop their annual fee down to just $30 after the first year. This is a GREAT card to get if you know you're traveling this year and want to score some serious points towards wherever you're going. Or if you're going to be making some serious purchases.... Same benefits still apply:

• Buyer's Assurance - Matches and adds 1 additional year to anything you buy of the original manufacturer's warranty!
• Online Fraud Protection Guarantee
• Purchase Protection Plan - Protects your purchase against accidental damage and theft for up to 90 days!
• Car Rental Loss and Damage Insurance
• Travel Accident Insurance
• And a host of others. Sign up today! AMERICAN EXPRESS GOLD DELTA SKYMILES CARD PROMO

A very nice service that they're offering here for anyone who wants to file electronically. It's completely free if you want to answer the questions, find the proper forms, and fill them in.... and to even have it calculate and complete a return! You pay only if you want them to process it via e*file with an extremely reasonable $34.95 (if you file before April 15). There's NO software to download, you can file at your own pace and you can even pay your taxes via credit card if you wish! They've even included free technical support if you run into a snag.... check it out! AMERICAN EXPRESS E-FILE ONLINE TAX PREPARATION PROMO

ING Direct just raised their interest rate to a new high 3.00% last week! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

For those of you who are still looking for ways to file your taxes for 2004, well here's a way for you to get them done! For only $34.95, you can file your state AND federal returns and American Express will also electronic file them for you for free. Just answer simple questions and let their program select the correct forms, perform all calculations, and accurately complete your return. You can also try their service for free because you only pay if you print or process your return. There's no software to download, you can file at your own pace and even file for an extension through them if you wish! AMERICAN EXPRESS E-FILE ONLINE TAX PREPARATION PROMO

This Discover Card comes with no annual fee and 5% cash back on gas, along with 0% APR until the May 2006! You can also make balance transfers under this offer all the way until August 1, 2005. That means you have 3 months to move your balance from another card over to this nice Discover card, and won't be charged any interest on it until next May! On top of that, this is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and start getting your cash back! DISCOVER CARD PLATINUM GAS CREDIT CARD

This is THE card to have if you're just starting out a business and don't quite have the revolving capital that you need to get it off the ground, you can apply here and become part of their incredible OPEN Small Business Network. They've added some nice features to this card that didn't exist before as well.... like a fee free first year (they used to charge an arm and leg), no finance charges, and even an extended payment option that allow you to stretch out your expenses and purchases. And of course, the classic unlimited credit line that allows you to buy that yacht in Monaco, should you wish. All of their goodies are, of course, also included:

• Buyer's Assurance Plan Policy - Matches and adds 1 additional year to anything you buy of the original manufacturer's warranty!
• Baggage Insurance Plan Policy - Covers your baggage!
• Car Rental Loss and Damage Insurance - Rent with your card and it covers everything up to Acts of God for a full 30 days!
• Purchase Protection Plan Policy
• Travel Accident Insurance Policy
• Return Protection
• And just a ton of other services! Apply today! AMERICAN EXPRESS BUSINESS GOLD CARD APPLICATION

These guys are an Experian company so you're getting your report straight from the horse's mouth.... so to speak. Check your credit, verify everything, and make sure everything's in order before you start planning out your year! They've got a whole host of tools for you to use ranging from management of your credit report, online reporting, email notifications, to even ONLINE disputing and MORE! FREE EXPERIAN CREDIT REPORT WITH SCORE PROMO

Considering a refinance of your home? Looking to pull a 2nd mortgage? Maybe you're just up to your eyeballs in credit card bills or will be after the crazy shopping season? It costs nothing to fill out the various forms and see who and what gets matched up with you. There is no commitment unless you find one that you like and want to pursue - you're in control over the process the whole time. Check it out:

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

Are you moving? Want to know what you can realistically get for your home? Or if you're looking to invest, there's no better tool than these online instant home value reports. These are the same reports that the realtor will be looking at so whatever your situation, meet and talk with the proper information in your hand. A basic report starts at only $4.95 while a full no-holds-barred report is only $29.95. You don't get charged if they can't come up with the report so find out what you need to know today. INSTANT ONLINE HOME VALUATION PROMO

Best value guaranteed is probably one of the best perks that you can get on a credit card because American Express will reimburse you the difference on that purchase if that price drops within 60 days. The first year on this card is free too, with a nice 2.9% balance transfer for 6 months! This great credit card also comes with travel benefits that hooks you up with some of the best hotels and resorts such as Westin Hotels & Resorts or Sheraton Hotels & Resorts and much more. This card sure sounds like it has everything you ever wanted! AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

ING Direct just raised their interest rate to a new high 3.00% last week! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

Whether you're looking to refinance, or if you just want to see where you stand with your current finances, home, mortgage, or debt,... they've got some quick and easy ways for you to find out. Simply fill out the appropriate form and you'll have an answer to what kind of refinance rates, or what kind of loan you qualify for in just a few clicks. There's even one if you're looking to pull a 2nd (or 74th) mortgage on your home. There's no commitment to anything and you get to see what options you have before choosing (if any) of the solutions they offer. p>

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

It's been extended for a limited time....so if you guys are planning on traveling or want a card that gives you some really great online purchase perks, get it soon. This card really shines in that they will match and add 1 additional year to the manufacturer's original warranty. This is fantastic for those of you looking to buy that $10k plasma TV or $8k Canon 1DS MkII. It also automatically protects your purchase against "accidental" damage and/or theft for 3 months... which means if you take your $8k Canon 1DS MkII to Italy and you lose it, get it stolen, or drop it into the wine oak caskets on "accident" - they'll replace it, no questions asked. You get 15,000 miles if you sign up by the end of this month, get the first year's fee waived and double your points for traveling (on top of the 15k you get for this month) if you make purchases at supermarkets, drugstores, gas stations, home improvement and hardware stores, or the U.S. Postal Service. If you've already got an American Express card (any of the consumer ones), they'll even drop their annual fee down to just $30 after the first year. This is a GREAT card to get if you know you're traveling this year and want to score some serious points towards wherever you're going. Or if you're going to be making some serious purchases.... Same benefits still apply:

• Buyer's Assurance - Matches and adds 1 additional year to anything you buy of the original manufacturer's warranty!
• Online Fraud Protection Guarantee
• Purchase Protection Plan - Protects your purchase against accidental damage and theft for up to 90 days!
• Car Rental Loss and Damage Insurance
• Travel Accident Insurance
• And a host of others. Sign up today! AMERICAN EXPRESS GOLD DELTA SKYMILES CARD PROMO

Best value guaranteed is probably one of the best perks that you can get on a credit card because American Express will reimburse you the difference on that purchase if that price drops within 60 days. The first year on this card is free too, with a nice 2.9% balance transfer for 6 months! This great credit card also comes with travel benefits that hooks you up with some of the best hotels and resorts such as Westin Hotels & Resorts or Sheraton Hotels & Resorts and much more. This card sure sounds like it has everything you ever wanted! AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

This is one of THE best cards (if not the absolute best) on the planet! With some awesome benefits, you get cash back for every dollar you spend with this card, there's no annual fee, a 0% APR, and pay over time or pay in full. And with CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!

• Online Fraud Protection Guarantee
• Return Protection for up to 90 days!
• Buyer's Assurance warranty matching plan!
• Purchase Protection Plan for up to 90 days from accidental damage and theft!
• Travel insurance, car rental loss and damage, and even assured reservations are included!
• Sign up today and get yourself hooked up! AMERICAN EXPRESS
• Update: There's another AMEX card available! The Starwood Preferred Guest Credit Card comes with Best Value Guarantee, First Year Fee Free, Fixed 2.9% Fee Free Balance Transfers for 6 Months, and Travel Benefits! Check it out. AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

Okay,... the've extended it once more so that you AGAIN get additional weeks of free 0.00% balance transfers! They've also extended the date for when you can transfer balances too till July of this year! That means, ANY purchase you make on any of your other cards (non-Discover Card) you can transfer and add to this card until July 2005 with the SAME 0.00% APR. They've extended this offer AGAIN because of the success of this card (and b/c we kept bugging them) so if you haven't applied yet, sign up today. All of their other great goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and give yourself a break!! DISCOVER CARD PLATINUM GAS CREDIT CARD

Whether you're looking to refinance, or if you just want to see where you stand with your current finances, home, mortgage, or debt,... they've got some quick and easy ways for you to find out. Simply fill out the appropriate form and you'll have an answer to what kind of refinance rates, or what kind of loan you qualify for in just a few clicks. There's even one if you're looking to pull a 2nd (or 74th) mortgage on your home. There's no commitment to anything and you get to see what options you have before choosing (if any) of the solutions they offer. p>

• BAD, LESS THAN PERFECT, OR NO CREDIT HOME REFINANCE APPLICATION
• DEBT CONSOLIDATION LOAN APPLICATION
• HOME EQUITY LOAN (2ND MORTGAGE) APPLICATION

Best value guaranteed is probably one of the best perks that you can get on a credit card because American Express will reimburse you the difference on that purchase if that price drops within 60 days. The first year on this card is free too, with a nice 2.9% balance transfer for 6 months! This great credit card also comes with travel benefits that hooks you up with some of the best hotels and resorts such as Westin Hotels & Resorts or Sheraton Hotels & Resorts and much more. This card sure sounds like it has everything you ever wanted! AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD

This Discover Card comes with no annual fee and 5% cash back on gas, along with 0% APR until the May 2006! You can also make balance transfers under this offer all the way until August 1, 2005. That means you have 3 months to move your balance from another card over to this nice Discover card, and won't be charged any interest on it until next May! On top of that, this is a great way to get money back on the ridiculous gas prices. All of their other goodies still stand:

• Up to 5% Cashback on Gas Purchases, Up to 10% back when you exchange your total cash award for up to double the amount in certificates or gift cards.
• 1% Cashback on non-gas purchases
• Scheduled Air Travel Accident Insurance
• Secondary Rental Car Collision Coverage
• Apply today and start getting your cash back! DISCOVER CARD PLATINUM GAS CREDIT CARD

ING Direct just raised their interest rate to a new high 3.00% last week! Their savings account also has no-fees, no-minimums, and usually only take a day to transfer money in and out of your regular bank account! Great way for you to start saving money, and this is definitely worth your time. ING DIRECT ORANGE SAVINGS ACCOUNT

• Update: A few of our Gotapex readers have informed us that there's another online bank called Emigrant Direct, who has a even higher 3.25% interest rate. We do not any experience with it though, but click on the following link for more details: EMIGRANT DIRECT DEAL

This is THE card to have if you're just starting out a business and don't quite have the revolving capital that you need to get it off the ground, you can apply here and become part of their incredible OPEN Small Business Network. They've added some nice features to this card that didn't exist before as well.... like a fee free first year (they used to charge an arm and leg), no finance charges, and even an extended payment option that allow you to stretch out your expenses and purchases. And of course, the classic unlimited credit line that allows you to buy that yacht in Monaco, should you wish. All of their goodies are, of course, also included:

• Buyer's Assurance Plan Policy - Matches and adds 1 additional year to anything you buy of the original manufacturer's warranty!
• Baggage Insurance Plan Policy - Covers your baggage!
• Car Rental Loss and Damage Insurance - Rent with your card and it covers everything up to Acts of God for a full 30 days!
• Purchase Protection Plan Policy
• Travel Accident Insurance Policy
• Return Protection
• And just a ton of other services! Apply today! AMERICAN EXPRESS BUSINESS GOLD CARD APPLICATION

You've seen the commercial and have been meaning to check it out. Do so from the convenience of your home and computer with a whole HOST of options and service that is hard to match anywhere else. They've got a complete set of services from auto and motorcycle loans (you can even refinance your auto here!) as well as for your home. Bad credit? Check out their bad credit section right there on the first page. From one of the best in the business, these guys are a true certified upFront mortgage lender. E-LOAN APPLICATIONS

Best value guaranteed is probably one of the best perks that you can get on a credit card because American Express will reimburse you the difference on that purchase if that price drops within 60 days. The first year on this card is free too, with a nice 2.9% balance transfer for 6 months! This great credit card also comes with travel benefits that hooks you up with some of the best hotels and resorts such as Westin Hotels & Resorts or Sheraton Hotels & Resorts and much more. This card sure sounds like it has everything you ever wanted! AMERICAN EXPRESS STARWOOD PREFERRED GUEST CARD