01-31-2008, 07:19 PM
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#1 |
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Admiral
  
Join Date: Jan 2003
Location: You could pick up Lindsay Lohan for less than a intel 990x, and still have money left over to bail her outta jail
Posts: 5,029
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What's your home interest rate?
i just got my yearly statement Im at 5.5%. be hard to find a better rate! and i only have about 9 years left on it.
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You could pick up Lindsay Lohan for less than a intel 990x, and still have money left over to bail her outta jail |
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01-31-2008, 07:41 PM
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#2 |
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What's Da Pho*?
 
Join Date: Aug 2001
Location: SoCal (714)
Posts: 13,296
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5.5%
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Dell Dimension 9200 | Intel Core 2 Quad Q6600 (2.4GHz) | 4x1GB DDR2 | 256MB nVidia GeForce 8800GT Dell Studio 17 | Intel Core i7-720QM (1.6GHz) | 2x2GB DDR3 1066MHz | 1GHz ATI Mobility Radeon HD 4650 Intel P4-C 3.0GHz | ECS 865PE-A | 3x512MB PC3200 | 128MB PNY GeForce 6600GT 
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01-31-2008, 07:55 PM
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#3 |
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Lieutenant Junior Grade
 
Join Date: Oct 2003
Posts: 57
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5.125%
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02-01-2008, 08:14 AM
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#4 |
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Lieutenant Commander
Join Date: Apr 2002
Location: Mission Viejo, CA
Posts: 696
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5.375%
A week ago for just 1 day rates were back at 5.375%. They may be headed back down there again based on the last few days 10 year treasury movement. |
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02-01-2008, 08:21 AM
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#5 | |
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Chief of Naval Operations
Join Date: Feb 2001
Posts: 11,733
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Quote:
 I refinanced about 4 years ago - switched from 30 to 15 years and only increased my payment by about $100.
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stay low... keep moving... |
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02-01-2008, 09:02 AM
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#6 |
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Chief of Naval Operations
Join Date: Aug 2002
Location: raising my pimp hand strong
Posts: 13,038
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5.75
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70% of the world is covered by water. The rest is covered by Bob Sanders |
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02-01-2008, 09:30 AM
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#7 |
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Rear Admiral Lower Half
Join Date: Feb 2003
Location: St. Louis
Posts: 2,620
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We're about 2-3 months from converting our construction loan but we can lock in up to 60 days prior.
Last time I called it was 5.5 for 30 no points. Hopefully it'll be a little lower by the time we're ready.
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http://otthouse.blogspot.com |
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02-01-2008, 11:51 AM
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#8 | |
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Rear Admiral Lower Half
Join Date: Jun 2002
Location: Charlotte, NC
Posts: 2,533
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Quote:
I saw Wachovia has published rates 5.375% today.
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It only ends once... Anything that happens before that is just progress. Courage is not the absence of fear but rather the judgment that something else is more important than fear. |
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02-01-2008, 11:57 AM
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#9 |
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Picture of the Day Guru
Join Date: Oct 2002
Location: Sunny San Diego
Posts: 8,756
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My lender was recently taken over by Wachovia so they have my current loan. I pay 5.85 and hope to be done in five more years.
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I add new pictures to my photo gallery pretty regularly. You can see them here if you are interested: http://www.pbase.com/jeffryz 
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02-01-2008, 01:46 PM
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#10 |
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Commander
Join Date: Jul 2000
Location: Middle Earth
Posts: 1,367
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5.625 30 yr jumbo. Bought the house in 2005. Another 1/4 down and I am refinancing. (I always go the no-cost route.)
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"eh, take your opinion and shove it... somewhere else other than this thread" ~ welfareloser |
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02-01-2008, 07:46 PM
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#11 |
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Rear Admiral Upper Half
Join Date: Nov 2000
Location: FL
Posts: 3,240
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5.5% from when we closed on our house in Sept 05. Don't think they'll ever be an opportunity to go any lower and for the outstanding principal it would probably never pay.
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02-03-2008, 10:01 PM
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#12 |
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Admiral
Join Date: Jan 2002
Location: NorCal
Posts: 6,124
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We bought our home (not too far from Paymaster) 13 months ago and got a no-cost 30-year fixed at 6.00%. If they go down a little more, we'll likely be refinancing through my cousin's financial firm. He's always hooked us and the rest of my big Irish family up with good loans.
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I think over again My small adventures, my fears. The small ones that seemed so big, For all the vital things I had to get and to reach. And yet there is only one great thing, the only thing: To live to see the great day that dawns, And the light that fills the world. -old Inuit song |
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