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11-28-2008, 10:47 PM
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Vice Admiral
  
Join Date: Jan 2003
Location: by a lake in michigan
Posts: 4,271
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for me the small yearly fee is nothing compaired to. the extra worry that come's from having to keep enough tax and home owners insurance money to pay these every year. the $30 it cost me a year extra is well spent. over the lenth of the mortgage 15 years the true diffrence might be $50 in my pocket.thats a small price to pay for peace of mind.
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