Credit card with 0% balance transfer

Sportzcoop · 10-14-2003, 06:00 PM

I'm looking for a credit card with a 0% balance transfer and no annual fee, or fee on transfers. Anyone have any suggestions?

Cubsfan · 10-14-2003, 07:43 PM

First, a suggestion you don't want. Be careful with credit cards. I'm guessing you have a high balance somewhere that you want to not be paying fees off, but I'd suggest that you look for one with 0%, and then don't use a credit card at all until it's paid off.

Now, go search at bankrate.com: http://www.bankrate.com/brm/rate/brm...h_advanced.asp

You can find a ton of them with all of their features listed.

Sportzcoop · 10-17-2003, 04:19 PM

I don't have too high of a balance, but I usually pay off my bills in full, and for the first time can't because I'm not working right now. I don't plan on using the new card for anything other than buying a little time while I look for a job to pay it off. Thanx for ur help, and advice.

INeedAVacation · 10-19-2003, 12:02 AM

get the www.mypoints.com credit card (0% for 6 months I think)

or get a universalcard at www.universalcard.com

Both are owned by the same company now and I believe both have the same offer. But if you get one do not apply for the other- you will havwe to "share" your credit limit between the two cards so it is kinda pointless to have both.-Until your 6 months with one is almost up, then apply for the other, lower your limit on your card with the expiring 0% to raise your limit on the new card with 0%. Do a balance transfer into your checking account with the new card and then pay off your expiring card.

Not that I have put much thought into this or anything....

10-14-2003, 06:00 PM	#1
Sportzcoop Lieutenant Junior Grade Join Date: Nov 2000 Location: ny Posts: 118	Credit card with 0% balance transfer I'm looking for a credit card with a 0% balance transfer and no annual fee, or fee on transfers. Anyone have any suggestions?

10-17-2003, 04:19 PM	#3
Sportzcoop Lieutenant Junior Grade Join Date: Nov 2000 Location: ny Posts: 118	thanx I don't have too high of a balance, but I usually pay off my bills in full, and for the first time can't because I'm not working right now. I don't plan on using the new card for anything other than buying a little time while I look for a job to pay it off. Thanx for ur help, and advice.

10-19-2003, 12:02 AM	#4
INeedAVacation Commander Join Date: May 2000 Location: San Diego, CA Posts: 1,143	get the www.mypoints.com credit card (0% for 6 months I think) or get a universalcard at www.universalcard.com Both are owned by the same company now and I believe both have the same offer. But if you get one do not apply for the other- you will havwe to "share" your credit limit between the two cards so it is kinda pointless to have both.-Until your 6 months with one is almost up, then apply for the other, lower your limit on your card with the expiring 0% to raise your limit on the new card with 0%. Do a balance transfer into your checking account with the new card and then pay off your expiring card. Not that I have put much thought into this or anything.... __________________ Live Better, Work Union Teamsters UFCW SEIU OPEIU OPEIU Local 30 Eat Better, Click here (15% Off for new Customers) FOOD

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10-14-2003, 07:43 PM	#2
Cubsfan Rear Admiral Lower Half Join Date: Jul 2001 Location: Colorado Posts: 2,743	First, a suggestion you don't want. Be careful with credit cards. I'm guessing you have a high balance somewhere that you want to not be paying fees off, but I'd suggest that you look for one with 0%, and then don't use a credit card at all until it's paid off. Now, go search at bankrate.com: http://www.bankrate.com/brm/rate/brm...h_advanced.asp You can find a ton of them with all of their features listed.

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