07-21-2003, 01:07 PM
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Chief of Naval Operations
  
Join Date: Jun 2000
Location: the burbs of baltimore
Posts: 11,924
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S mortgage companies.
so, I went to my local bank to get a refi done on my condo. When I had originally purchased it, I did a piggyback loan (80-15-5), and I just wanted to refi my 80% (the 15% was done with...).
well, they said i was rejected... why? because earlier this year, when I was trying to pay off my 15% loan....the mortgage company would be real slow in sending my payoff statement. so, when I requested my payoff statement to be mailed to me for a certain date(e.g. 5/15)...I didn't receive the letter until like 5/14. that happened for a few months, and apparently my mortgage company reported it to a credit agency... for a measily 200 bucks.... they reported it like 3 or 4 times...  no refinance... sucks. anyone know if there's a way i can get that off my credit record?
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07-21-2003, 01:22 PM
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captain awesome
 
Join Date: Jan 2003
Posts: 7,054
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the mortgage company that reported you would have to write a letter stating that they were in err. that's the only way to get those things off, basically...if even...www.equifax.com
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