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| View Poll Results: Do you hate paypal? | |||
| Hate them |
  
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16 | 37.21% |
| Love them |
  
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9 | 20.93% |
| Meh |
  
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16 | 37.21% |
| My favorite way to pay mojo |
  
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2 | 4.65% |
| Voters: 43. You may not vote on this poll | |||
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11-07-2005, 05:03 PM
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#1 |
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Chief of Naval Operations
  
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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Who hates Paypal?
I got burned for ~$300. Apparently the ebay sale wasn't paypal protected (who knew such a thing existed) and they can't recover funds from the fraud.
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As for our common defense, we reject as false the choice between our safety and our ideals. Last edited by InfiniteNothing : 11-07-2005 at 05:06 PM. |
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11-07-2005, 05:20 PM
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#2 |
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Admiral
 
Join Date: Apr 2000
Location: Seattle, WA
Posts: 7,223
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I pretty much hate it too.
I think if Amex got into the internet payments, they would beat paypal hands down. |
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11-07-2005, 05:22 PM
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#3 | |
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President, Cowboys Nation
Join Date: Dec 2004
Location: In the 'burbs, west of D.C.
Posts: 5,139
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Quote:
Love 'em. As an eBay seller, I must say they are the shiz-nit. BTW, not PayPal's fault you got hosed. It's a crappy seller. You would have been screwed no matter how you paid them...
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11-07-2005, 05:40 PM
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#4 |
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Chief of Naval Operations
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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Lots of sellers are having chargeback problems. Just a matter of time Mike. My problem with paypal is they make it too easy for buyers and sellers to be defrauded. They err on the side of fraud.
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11-07-2005, 05:45 PM
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#5 | |
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President, Cowboys Nation
Join Date: Dec 2004
Location: In the 'burbs, west of D.C.
Posts: 5,139
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Quote:
I've been selling for 5 years with minimal (~2,3) issues over that period of time. Granted, I'm selling items that are marketed to an audience that isn't likely to defraud me, but that's still a small number. So I'll give you that my perspective may be skewed... It's also worth saying that PayPal is not as good as they were before eBay bought them. After the big bad machine swallowed them up, things have gone a bit downhill. Still, I like 'em. They make my life easy, make my $$$ transactions easy, make my auctions easy. I'm still with the  crowd. |
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11-07-2005, 05:53 PM
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#6 |
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Chief of Naval Operations
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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I'd been buying/selling for 5yr+ with no problems either too.
 Think about it this way though, the more customers turned off to paypal and ebay the less demand for your goods which hurts your bottom line (unless you offer another convenient alternative). Last edited by InfiniteNothing : 11-07-2005 at 06:11 PM. |
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11-07-2005, 06:01 PM
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#7 | |
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President, Cowboys Nation
Join Date: Dec 2004
Location: In the 'burbs, west of D.C.
Posts: 5,139
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Quote:
True, but like I said I'm targeting a niche (older, mostly white folks...grandmother, grandfather types) that I don't see this affecting. If it did, I'd be a bit more concerned. |
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11-07-2005, 06:18 PM
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#8 |
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Secretary of the Navy
 
Join Date: Feb 2001
Location: Chillin' N Da 'Hood
Posts: 34,997
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Honestly, I haven't had a problem with PayPal...
But ultimately, I trust my CC company... if I have a problem, I contact them first.
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 DarkFury's Pimptopia - Don't Hate the Playa, Hate the Game! Home of the Original OG Pimp (accept NO imitations) 
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11-07-2005, 07:34 PM
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#9 | |
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Rear Admiral Upper Half
Join Date: Feb 2001
Posts: 3,654
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Quote:
 If there's a problem with the funds, I find that it is best to go through either the CC Company or the Bank. They will get the money back...they just won't be calling you for it. 
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-Corsec- |
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11-07-2005, 09:18 PM
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#10 |
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What's Da Pho*?
Join Date: Aug 2001
Location: SoCal (714)
Posts: 13,296
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Hate the ridiculous fee it charges.
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11-07-2005, 09:24 PM
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#11 |
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Admiral
Join Date: Jul 2003
Location: California
Posts: 6,681
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Bummer bro.
 ~300 is a nice wad o' cash.
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"I remember my first orgasm, I just wish someone was there to share it with me..."11-05-2003 05:33 AM - Topane They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety. - Benjamin Franklin Religion is the sigh of the oppressed creature, the heart of a heartless world, & the soul of soulless conditions. It is the opiate of the masses. - Karl Marx Hell is other people - Jean-Paul Sartre 
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11-07-2005, 09:34 PM
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#12 |
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Chief of Naval Operations
Join Date: Feb 2001
Posts: 11,733
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Maybe Google will decide to give Paypal a run for their money.
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stay low... keep moving... |
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11-07-2005, 10:30 PM
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#14 | |
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Chief of Naval Operations
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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I'm saving that as a last resort. I have faith in my CC but I'm afraid Paypal's gonna cut me off (Big loss there though huh  ) |
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11-07-2005, 11:20 PM
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#15 | |
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Secretary of the Navy
Join Date: Feb 2001
Location: Chillin' N Da 'Hood
Posts: 34,997
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Pretty much... don't totally blame PayPal for that... blame Visa/MC some as well. |
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11-08-2005, 06:06 AM
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#16 |
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Fleet Admiral
Join Date: Mar 2000
Location: Michigan
Posts: 9,390
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I've never had a problem with them (knocks on wood grain plastic laminate).
It's a good idea for everyone who uses Paypal to read through http://www.paypalsucks.com/ - just to know how to protect yourself & know what the risks are. |
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11-08-2005, 11:35 AM
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#17 |
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Chief of Naval Operations
Join Date: Feb 2001
Posts: 11,733
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I was a bit uncomfortable with the way that Paypal almost insists on having their hooks into my checking account. But when I pay, I usually switch the payment source from my checking account to my Visa card (in spite of the way that their interface moans and complains when you do that).
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11-08-2005, 01:09 PM
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#18 | |
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Secretary of the Navy
Join Date: Feb 2001
Location: Chillin' N Da 'Hood
Posts: 34,997
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Quote:
 Yup... I do that as well. No holding my checking account hostage... j00 bastids!!!  |
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11-08-2005, 01:22 PM
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#19 |
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Fleet Admiral
Join Date: Mar 2000
Location: Michigan
Posts: 9,390
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I actually created a separate 'checking' account for paypal that's not connected to my regular account. Just in case.....
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11-08-2005, 01:28 PM
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#20 | |
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Secretary of the Navy
Join Date: Feb 2001
Location: Chillin' N Da 'Hood
Posts: 34,997
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Quote:
Honestly, I created a separate checking account for ALL "electronic transactions"... and not just PayPal. Seemed like the "smart" thing to do to keep track of this kind of stuff.... |
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11-08-2005, 02:54 PM
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#21 | |
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Chief of Naval Operations
Join Date: Feb 2001
Posts: 11,733
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Quote:
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11-09-2005, 06:08 AM
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#22 |
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Fleet Admiral
Join Date: Mar 2000
Location: Michigan
Posts: 9,390
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Yes, and I usually do pay by CC, unless the seller requests direct payments (and some do who have gotten burned by CC reversals). As long as their feedback is good I'm OK with that. No problems so far... but then again I usually buy pretty small items (under $100).
The account is mainly for depositing money INTO, and to keep PP away from my regular checking account. |
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11-09-2005, 07:15 AM
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#23 |
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Rear Admiral Upper Half
Join Date: Jul 2000
Location: 45° 11' 35" North Latitude, 95° 8' 37" West Longitude
Posts: 3,427
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I love PayPal, and will continue to do so until I am screwed.
Having grown up in the pre-internet, pre-credit card transaction days, I am probably a little less comfortable thinking a credit card or payment service has any responsibility to protect me. MikeD is right, IN got screwed by a seller, not by PayPal. If PayPal didn't exist, he still would have been screwed.
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11-09-2005, 04:19 PM
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#24 | |
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Lieutenant
 
Join Date: Feb 2005
Location: Northen Indiana
Posts: 357
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Quote:
I just did the very same thing. I moved bank accounts (Chase sucks BAD!) and opened an account at Wells Fargo just to PayPal can't get their grubs on my main account. PayPal needs some major work. As of yesterday, I have been on eBay for exactly 8 years (and they didn't even send me a card - waaaaa  ) and let's face it, PayPal is a evil we can't work around. Yet lately people are more and more under the impression that eBay is a store. If something is wrong, you can send it back... and if the seller won't take it back, you can do a chargeback. My key gripes are that 1) They don't go to bat for you when something goes wrong (they act like a venue, just as eBay does) and 2) they do not have a billing/shipping address option. This is a biggie when you realize how many buyers have summer/winter homes or want to have an item shipped to work, yet their billing address is at home. When I had someone use either a stolen credit card or identity theft and bought a large item from me, PayPal actually refused to let me know what was going on. The only reply I got from them was when I wrote a smoker letter to the buyer (actually victim I understand), asking me to be patient. MY ASS! I was the victim when I lost hundreds of dollars without recourse. What PayPal needs is competition. Make that, what WE need is an equal/better alternative to PayPal. |
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11-09-2005, 04:49 PM
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#25 |
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Chief of Naval Operations
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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I don't see why paypal doesn't just send the police to his house for fraud. Or give me his home address so I can call the police and take action. He was paypal verified so I thought he was safe.
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11-09-2005, 04:57 PM
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#26 |
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Lieutenant
Join Date: Feb 2005
Location: Northen Indiana
Posts: 357
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In my instance, that's the kicker. I had a signature of the person who accepted what amounted to being stolen goods. Since PayPal refused to disclose anything, I could not contact the police anywhere... I mean, what do you tell them?
"Hello, sargeant, I think I was screwed over by someone... can you help me? What happened? Well, I don't know. What do you mean, "you don't know?" Someone bought something from me, but the credit card has a problem. PayPal won't tell me what it is. ** click **" |
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11-09-2005, 06:30 PM
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#27 | |
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100% Pure Evil
Join Date: Sep 2000
Posts: 7,861
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Quote:
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11-22-2005, 08:55 PM
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#28 |
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Chief of Naval Operations
Join Date: Aug 2002
Location: San Diego
Posts: 10,086
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Update: I called my credit card company for a charge back and so far so good. Paypal hasn't seemed to care much. I give PayPal a solid C-.
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11-29-2005, 10:21 AM
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#29 |
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Rear Admiral Upper Half
Join Date: Aug 2005
Posts: 3,985
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You know i never had a problem with them. Thank God for that!!!!
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12-09-2005, 07:39 AM
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#30 |
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Lieutenant Junior Grade
Join Date: Dec 2005
Location: Seattle
Posts: 56
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Just a pay tool. Serves me not bad till now.
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