it sucks but insurance companys make it a chargeable claim if you have to file one after hitting a pot hole and your car is damaged .
i have first hand knowlege of this .after making a claim for 2 blown out tires on the right side of a car ,one new rim ,2 trim rings ,towing to a garage .
they said the car was a moving .i was driving and it was charged on the broadened side of the insurance policy but i did get a rental for the time the car was in the shop waiting on parts and being repaired !
Keep tires properly inflated. (You canít eyeball it. Use a gauge.)
Leave extra space between you and the car in front of you, and look farther down the road than usual.
Slow down if you see cars ahead swerving.
Watch for puddles, which sometimes conceal deep potholes.
If you have to drive over a pothole, slow down and brake gently before you hit it. Hold the steering wheel firmly.
Donít speed or brake over a pothole. You can seriously damage your car or lose control and crash.
If you hit a pothole hard, look for bent or broken wheels and leaking fluids. Listen for scraping or grinding sounds. See a mechanic right away if you suspect damage