ING Direct gives you a 4.50% interest rate on their online savings account! I've been banking with these guys for years now, and they are just incredible. Their Interest Savings account that has no minimum, no fees, and usually only take a day to transfer money in and out of your regular bank. I am sure there are a few other newer online banks out there that might offer you a higher interest, but I know for sure that these guys will deliver and it's important for me to use an institution that has been around for a long time. Setting up an account is also really quick and easy, so join ING Direct today! ING DIRECT ORANGE SAVINGS CCOUNT