I normally don't mind making transactions online. In fact it is rather convienent for a person who has no car. I made a payment on both my Credit Cards, I do not like Debt, ok cool that posted today. I sold 2 things on Amazon Marketplace and forwarded that money to the checking account I made those payments out of, Then I bought a DVD player off the same account, what I didn't realize is Amazon waits 2 days to send money... So now I just made a payment, bought a Dvd player on my checking account, overdrawing my account!!! I just hope Amazon pays ASAP... Why can't it all be automatic, like a smart card or something!!! I pay and immediatley I am out that amount, not these wait periods... And banking periods are ridiculus too! Bill Gates once had a dream, 1 card for everything, I am not to concerned if people kept profiles on me, the only problem was the BSOD!