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Thread: Low Transfer APR rates on credit cards?

  1. #1
    Lieutenant Junior Grade BruinChiq's Avatar
    Join Date
    May 2000
    Location
    Los Angeles, CA, USA
    Posts
    52
    I'm looking for low transfer APR credit cards on balance transfers. Any help with locating specific cards or sites with mulitple cards would be appreciated!

    Thank you!

    Kim

  2. #2
    Discover Card Platinum - %5.9 - 6 months (applied online)

    Discover Card Classic - %9.9 - 6 months (applied online)

    Chase Classic - %2.9 - Fixed til paid off (I got this promo cuz they called me over the phone and accepted but i'm not sure if u can get it off their site)

    Chase Platinum - %2.9 - 9 months (Got this after I got the classic, applied online)

    (Forgot who, might be First USA or Capital One) Titanium - %1.9 - 6 months (Got the application throught the mail)

    I do balance transfers every 3-6 months to avoid high APR =) So far is working pretty well.
    Hey! For great deals on Import Performance Products check out For Looks.net

  3. #3
    Lieutenant
    Join Date
    Mar 2000
    Location
    Richmond, Va
    Posts
    436
    Bruin,

    I am looking to do this also. Friend just told me about this site. Haven't gone through it yet but it's worth a shot. If you find something good let me know, I am in debt up to my ears.

    http://lowermybills.com/
    Take what you need and leave the rest.


  4. #4
    Lieutenant
    Join Date
    Mar 2000
    Location
    Richmond, Va
    Posts
    436
    Best deal I found for balance transfer.

    Fleet ePlatinum Visa
    Fleet Bank
    12.99% Purchase APR
    $0.00 Annual Fee
    0.00% Intro Rate for 6 months
    on balance transfers & purchases
    Take what you need and leave the rest.


  5. #5
    Lieutenant Junior Grade
    Join Date
    Jun 2000
    Posts
    130
    Be careful with Fleet. At least some of their propaganda offers no interest on purchases if you do a balance transfer. Its easy to misinterpret and think there is 0% on the balances transferred. But its not.

    You might take a look at the Juniper Bank card offer on Gomez.com. They pay you $30 to get the card, and appear to have 5 months 0% on purchases AND transfers. I haven't fully investigated it yet.

  6. #6
    Old Skooler Numba 1 eSDee's Avatar
    Join Date
    Nov 2000
    Location
    Diego
    Posts
    10,065
    https://www.mysmartvisa.com/

    These guys offered me 0% tranfer, purchases until August then up to 10%. Not too bad. I lost my reservation number though but you might want to try and see what you can get.
    ~~~~~~~~~~~~
    3 days ~ Willie Nelson

    3 days I dread to see arrive
    3 days I hate to be alive
    3 days filled with tears and sorrow
    yesterday today and tomorrow

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