After searching long and hard. (and waiting for prices to drop and receiving my tax refund) I have finally bought a Minolta S304.
3.3megapixel 4x optical zoom. And will be using it with my 256mb CF on my iPAQ. WOO HOO! Bought it at $449 with my AMEX Blue. Which means I'm gonna be PMing this sucker ASAP before the 4/30/02 deadline. Lowest price right now is $398 so still a pretty decent deal for 3.3megapixel camera is you ask me.