For anyone who's signed up for the dividends card, here's some news.
they advertise 5% back on gas purchases & supermarkets. my buddy's been using it for a few years now, but just realizes he's been getting only 1% on both.
So he called up the CSR. they told him he wasn't getting it back on gas because he was paying at the pump. if you pay at the pump, the code that they send to citibank is diff from the code they send from inside the store with the cashier. So...you can get 5% only if you pay inside. - major suckage.
the csr couldn't tell him anything about why he wasn't getting 5% on groceries, but...yeah. "they'll get back to him" yeah right!
I was going to switch to using this card after i paid my balance transfer, but now, i'm stickin with my amex blue card.