On Monday, as Wilma was leaving a mess in South FL, here in the Tampa area we had wind and heavy rain. The wind wasn't bad but on the way to work a sub-division's street sign falls across a major road. The speed limit is 55 and I was traveling about 45MPH as it was dark (7:10AM) and raining hard.
Couldn't avoid the pole (didn't want to end up in the woods), so I held on tight and went over it. It was SOME jolt!
Didn't stop (dark, rain, left cell phone at home), gathered my wits and continued to work (about 5 miles). Car seemed to drive well -- held the line, no tire damage, kept good speed and battery level. The visable damage didn't look too bad -- front left bumper cracked, fog light dead and plastic from the left front wheel well pushed back. Checked on it at lunch and found it had leaked a red liquid.
Since the dealers were closed on Monday for the storm (it was sunny by 11:30AM), AAA picked it up from my office parking garage on Tuesday to bring it to the local Toyota dealer. They do a diagnostic on Tuesday afternoon and this morning and I get a preliminary estimate of $14,000 for repair.
The insurance adjustor from Geico goes to the dealer on Thursday afternoon and concurs with the list of damage the dealer's body shop has identified (I'll post it when received) and assures me there will be no problem from Geico in having the car repaired -- done by the dealer with genuine Toyota parts -- as the car is still effectively new (less than 8 mos. old with 8,800 miles).
Current estimated time in the shop is 22 business days. I could cry!